PT Bank Maspion Indonesia Tbk (ISX:BMAS) Margin of Safety % (DCF Earnings Based): -39,073.55% (As of Jul. 04, 2026)


ISX:BMAS PT Bank Maspion Indonesia Tbk ISX:BMAS
47 GF Score
Price Rp474.00
GF Value Rp583.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Bank Maspion Indonesia Tbk Margin of Safety % (DCF Earnings Based)?

PT Bank Maspion Indonesia Tbk ISX:BMAS -0.42% 47 Margin of Safety % (DCF Earnings Based) is -39,073.55% as of Jul. 04, 2026. GuruFocus rates ISX:BMAS with a GF Score™ of 47/100 and a GF Value™ of Rp583.94 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-04), PT Bank Maspion Indonesia Tbk's Predictability Rank is 2-Stars. PT Bank Maspion Indonesia Tbk's intrinsic value calculated from the Discounted Earnings model is Rp1.21 and current share price is Rp474.00. Consequently,

PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -39,073.55%.

PT Bank Maspion Indonesia Tbk Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Maspion Indonesia Tbk Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) falls into.


ISX:BMAS
47GF Score
PT Bank Maspion Indonesia Tbk ISX:BMAS
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Maspion Indonesia Tbk Margin of Safety % (DCF Earnings Based) Calculation

PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(1.21-474.00)/1.21
=-39,073.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -39,073.55% mean?
PT Bank Maspion Indonesia Tbk (ISX:BMAS) has a Margin of Safety % (DCF Earnings Based) of -39,073.55% as of Jul. 04, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PT Bank Maspion Indonesia Tbk.
Is PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) too high?
PT Bank Maspion Indonesia Tbk's current Margin of Safety % (DCF Earnings Based) is -39,073.55%. Overall, PT Bank Maspion Indonesia Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) compare to competitors?
PT Bank Maspion Indonesia Tbk's Margin of Safety % (DCF Earnings Based) of -39,073.55% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PT Bank Maspion Indonesia Tbk. PT Bank Maspion Indonesia Tbk's current Margin of Safety % (DCF Earnings Based) is -39,073.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maspion Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maspion Indonesia Tbk (ISX:BMAS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp583.94, compared to a current price of Rp474.00 — trading 18.8% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -39,073.55%. PT Bank Maspion Indonesia Tbk's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For PT Bank Maspion Indonesia Tbk (ISX:BMAS), the current Margin of Safety % (DCF Earnings Based) is -39,073.55% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Maspion Indonesia Tbk (ISX:BMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Maspion Indonesia Tbk stock appears to be undervalued. The current stock price of Rp474.00 is trading 18.8% below its estimated GF Value™ of Rp583.94. GuruFocus considers PT Bank Maspion Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BMAS:

  • Margin of Safety % (DCF Earnings Based): -39,073.55%
  • GF Value™: Rp583.94 vs. price of Rp474.00 (18.8% below fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the ISX:BMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Maspion Indonesia Tbk Business Description

Address Jl. Embong Malang, No. 21-31, Tunjungan Plaza 6 Lt. 32 & 33, Kel. Kedungdoro, Kec. Tegalsari, Surabaya, IDN, 60261
PT Bank Maspion Indonesia Tbk is a commercial bank offering banking products and financial services in Indonesia. It provides general banking services like accepting deposits, granting loans, Savings, Trade finance others. Its geographic segments are Jakarta, West Java, Central Java, East Java, Bali, Sulawesi, and Sumatera. The company generates the majority of its revenue from Jakarta region.
47GF Score

Get the complete analysis for ISX:BMAS

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp474.00
Price
Rp583.94
GF Value