PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) Return-on-Tangible-Asset: 0.04% (As of Mar. 2026) — 95% Below Median

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ISX:BMAS PT Bank Kasikorn Indonesia Tbk ISX:BMAS
47 GF Score
Price Rp500.00
GF Value Rp614.55
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset?

PT Bank Kasikorn Indonesia Tbk ISX:BMAS +2.46% 47 Return-on-Tangible-Asset is 0.04% as of Mar. 2026, which is 95% below its 10-year median of 0.80. GuruFocus rates ISX:BMAS with a GF Score™ of 47/100 and a GF Value™ of Rp614.55 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,524 Banks companies, PT Bank Kasikorn Indonesia Tbk ranks worse than 95.08% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. PT Bank Kasikorn Indonesia Tbk's annualized Net Income for the quarter that ended in Mar. 2026 was Rp10,478 Mil. PT Bank Kasikorn Indonesia Tbk's average total tangible assets for the quarter that ended in Mar. 2026 was Rp23,449,257 Mil. Therefore, PT Bank Kasikorn Indonesia Tbk's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.04%.

The historical rank and industry rank for PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset or its related term are showing as below:

ISX:BMAS' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.2   Med: 0.8   Max: 1.3
Current: 0.02

During the past 13 years, PT Bank Kasikorn Indonesia Tbk's highest Return-on-Tangible-Asset was 1.30%. The lowest was -1.20%. And the median was 0.80%.

ISX:BMAS's Return-on-Tangible-Asset is ranked worse than
95.08% of 1524 companies
in the Banks industry
Industry Median: 0.995 vs ISX:BMAS: 0.02

PT Bank Kasikorn Indonesia Tbk  (ISX:BMAS) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset Related Terms


PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset Chart

PT Bank Kasikorn Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.81 0.37 -1.20 0.14

PT Bank Kasikorn Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 -0.10 0.12 0.00 0.04

PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset Competitor Comparison

For the Banks - Regional subindustry, PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset falls into.


ISX:BMAS
47GF Score
PT Bank Kasikorn Indonesia Tbk ISX:BMAS
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Kasikorn Indonesia Tbk Return-on-Tangible-Asset Calculation

PT Bank Kasikorn Indonesia Tbk's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=31818.493/( (21965527.99+22096072.581)/ 2 )
=31818.493/22030800.2855
=0.14 %

PT Bank Kasikorn Indonesia Tbk's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=10477.816/( (22096072.581+24802440.458)/ 2 )
=10477.816/23449256.5195
=0.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.04% mean?
PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) has a Return-on-Tangible-Asset of 0.04% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Bank Kasikorn Indonesia Tbk and its competitors. This is 95% below median its historical median of 0.80. According to the industry distribution chart, PT Bank Kasikorn Indonesia Tbk ranks #1449 out of 1524 companies in the Banks industry, placing it in the top 95.1%.
Is PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset too high?
PT Bank Kasikorn Indonesia Tbk's current Return-on-Tangible-Asset of 0.04% is 95% below median its 10-year median of 0.80. The Banks industry median Return-on-Tangible-Asset is 1.00. PT Bank Kasikorn Indonesia Tbk's value of 0.04% is 96% below this industry median. Based on the distribution chart, PT Bank Kasikorn Indonesia Tbk ranks #1449 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Kasikorn Indonesia Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Kasikorn Indonesia Tbk's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Kasikorn Indonesia Tbk ranks #1449 out of 1524 companies for Return-on-Tangible-Asset. This places PT Bank Kasikorn Indonesia Tbk in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. PT Bank Kasikorn Indonesia Tbk's value of 0.04% is 96% below this benchmark. While the company's 10-year median is 0.80 vs. the industry median of 1.00, PT Bank Kasikorn Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Kasikorn Indonesia Tbk's current Return-on-Tangible-Asset of 0.04% is 96% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Bank Kasikorn Indonesia Tbk and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Kasikorn Indonesia Tbk's current Return-on-Tangible-Asset is 0.04%, which is 95% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Kasikorn Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp614.55, compared to a current price of Rp500.00 — trading 18.6% below its estimated fair value. The current Return-on-Tangible-Asset is 0.04%, which is 95% below median its 10-year median of 0.80 and 96% below the Banks industry median of 1.00. PT Bank Kasikorn Indonesia Tbk's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For PT Bank Kasikorn Indonesia Tbk (ISX:BMAS), the current Return-on-Tangible-Asset is 0.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Kasikorn Indonesia Tbk stock appears to be undervalued. The current stock price of Rp500.00 is trading 18.6% below its estimated GF Value™ of Rp614.55. GuruFocus considers PT Bank Kasikorn Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BMAS:

  • Return-on-Tangible-Asset: 0.04% (95% below median its 10-year median of 0.80)
  • GF Value™: Rp614.55 vs. price of Rp500.00 (18.6% below fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 96% below the Banks median (#1449 of 1524)

No single metric tells the full story. See the ISX:BMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Kasikorn Indonesia Tbk Business Description

Address Jl. Embong Malang, No. 21-31, Tunjungan Plaza 6 Lt. 32 & 33, Kel. Kedungdoro, Kec. Tegalsari, Surabaya, IDN, 60261
PT Bank Maspion Indonesia Tbk is a commercial bank offering banking products and financial services in Indonesia. It provides general banking services like accepting deposits, granting loans, Savings, Trade finance others. Its geographic segments are Jakarta, West Java, Central Java, East Java, Bali, Sulawesi, and Sumatera. The company generates the majority of its revenue from Jakarta region.
47GF Score

Get the complete analysis for ISX:BMAS

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp500.00
Price
Rp614.55
GF Value