PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) Scaled Net Operating Assets: 0.33 (As of Mar. 2026)

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ISX:BMAS PT Bank Kasikorn Indonesia Tbk ISX:BMAS
47 GF Score
Price Rp494.00
GF Value Rp615.81
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Bank Kasikorn Indonesia Tbk Scaled Net Operating Assets?

PT Bank Kasikorn Indonesia Tbk ISX:BMAS +0.41% 47 Scaled Net Operating Assets is 0.33 as of Mar. 2026. GuruFocus rates ISX:BMAS with a GF Score™ of 47/100 and a GF Value™ of Rp615.81 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Kasikorn Indonesia Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp21,543,261 Mil. PT Bank Kasikorn Indonesia Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp14,097,743 Mil. PT Bank Kasikorn Indonesia Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp22,416,232 Mil. Therefore, PT Bank Kasikorn Indonesia Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.33.

ISX:BMAS
47GF Score
PT Bank Kasikorn Indonesia Tbk ISX:BMAS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Kasikorn Indonesia Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Kasikorn Indonesia Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(20869374.266-14561714.57)/22305050.012
=0.28

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=22416231.615 - 1546857.349
=20869374.266

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=15914270.375 - 1352555.805 - 0
=14561714.57

PT Bank Kasikorn Indonesia Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(21543261.085-14097742.739)/22416231.615
=0.33

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=25123018.467 - 3579757.382
=21543261.085

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=18619162.774 - 4521420.035 - 0
=14097742.739

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.33 mean?
PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) has a Scaled Net Operating Assets of 0.33 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Kasikorn Indonesia Tbk and its competitors.
Is PT Bank Kasikorn Indonesia Tbk's Scaled Net Operating Assets too high?
PT Bank Kasikorn Indonesia Tbk's current Scaled Net Operating Assets is 0.33. Overall, PT Bank Kasikorn Indonesia Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Kasikorn Indonesia Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank Kasikorn Indonesia Tbk's Scaled Net Operating Assets of 0.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Kasikorn Indonesia Tbk and its competitors. PT Bank Kasikorn Indonesia Tbk's current Scaled Net Operating Assets is 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Kasikorn Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp615.81, compared to a current price of Rp494.00 — trading 19.8% below its estimated fair value. The current Scaled Net Operating Assets is 0.33. PT Bank Kasikorn Indonesia Tbk's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank Kasikorn Indonesia Tbk (ISX:BMAS), the current Scaled Net Operating Assets is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Kasikorn Indonesia Tbk stock appears to be undervalued. The current stock price of Rp494.00 is trading 19.8% below its estimated GF Value™ of Rp615.81. GuruFocus considers PT Bank Kasikorn Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BMAS:

  • Scaled Net Operating Assets: 0.33
  • GF Value™: Rp615.81 vs. price of Rp494.00 (19.8% below fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the ISX:BMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Kasikorn Indonesia Tbk Business Description

Address Jl. Embong Malang, No. 21-31, Tunjungan Plaza 6 Lt. 32 & 33, Kel. Kedungdoro, Kec. Tegalsari, Surabaya, IDN, 60261
PT Bank Maspion Indonesia Tbk is a commercial bank offering banking products and financial services in Indonesia. It provides general banking services like accepting deposits, granting loans, Savings, Trade finance others. Its geographic segments are Jakarta, West Java, Central Java, East Java, Bali, Sulawesi, and Sumatera. The company generates the majority of its revenue from Jakarta region.
47GF Score

Get the complete analysis for ISX:BMAS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp494.00
Price
Rp615.81
GF Value