Adamjee Life Assurance Co (KAR:ALIFE) Debt-to-Equity: 0.00 (As of . 20)

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KAR:ALIFE Adamjee Life Assurance Co Ltd KAR:ALIFE
15 GF Score
Price ₨31.98
! 2 Warning Signs
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What is Adamjee Life Assurance Co Debt-to-Equity?

Adamjee Life Assurance Co KAR:ALIFE -1.84% 15 Debt-to-Equity is 0.00 as of . 20. GuruFocus rates KAR:ALIFE with a GF Score™ of 15/100. The stock has 2 warning signs investors should review. Among 400 Insurance companies, Adamjee Life Assurance Co ranks worse than 249999.75% on this metric.

Adamjee Life Assurance Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ₨0.00 Mil. Adamjee Life Assurance Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ₨0.00 Mil. Adamjee Life Assurance Co's Total Stockholders Equity for the quarter that ended in . 20 was ₨0.00 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Adamjee Life Assurance Co's Debt-to-Equity or its related term are showing as below:

KAR:ALIFE's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21
* Ranked among companies with meaningful Debt-to-Equity only.

Adamjee Life Assurance Co  (KAR:ALIFE) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Adamjee Life Assurance Co Debt-to-Equity Related Terms

Adamjee Life Assurance Co Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Adamjee Life Assurance Co's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Life Assurance Co Debt-to-Equity Chart

Adamjee Life Assurance Co Annual Data
Trend
Debt-to-Equity

Adamjee Life Assurance Co Semi-Annual Data
Debt-to-Equity

KAR:ALIFE vs AFL, MET, PRU: Debt-to-Equity Comparison

For the Insurance - Life subindustry, Adamjee Life Assurance Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adamjee Life Assurance Co Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Adamjee Life Assurance Co's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Adamjee Life Assurance Co's Debt-to-Equity falls into.


KAR:ALIFE
15GF Score
Adamjee Life Assurance Co Ltd KAR:ALIFE
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Adamjee Life Assurance Co Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Adamjee Life Assurance Co's Debt to Equity Ratio for the fiscal year that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) / N/A
=N/A

Adamjee Life Assurance Co's Debt to Equity Ratio for the quarter that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Adamjee Life Assurance Co (KAR:ALIFE) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adamjee Life Assurance Co and its competitors. According to the industry distribution chart, Adamjee Life Assurance Co ranks #999999 out of 400 companies in the Insurance industry.
Is Adamjee Life Assurance Co's Debt-to-Equity too high?
Adamjee Life Assurance Co's current Debt-to-Equity is 0.00. Based on the distribution chart, Adamjee Life Assurance Co ranks #999999 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Adamjee Life Assurance Co has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Adamjee Life Assurance Co's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Adamjee Life Assurance Co ranks #999999 out of 400 companies for Debt-to-Equity. This places Adamjee Life Assurance Co in the lower half of its industry. The industry median Debt-to-Equity is 0.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adamjee Life Assurance Co and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamjee Life Assurance Co's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Life Assurance Co stock overvalued right now?
Adamjee Life Assurance Co (KAR:ALIFE) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Adamjee Life Assurance Co's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Adamjee Life Assurance Co (KAR:ALIFE), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adamjee Life Assurance Co Business Description

Address I. I Chundrigar Road, Adamjee House, 3rd and 4th Floor, Karachi, PAK, 7400
Adamjee Life Assurance Co Ltd is engaged in the life insurance business carrying on non-participating business only. The company has six operating segment which includes Conventional Business, Accident and Health Business, Non-Unitised Investment Linked Business, Unit Linked Business, Individual Family Takaful Business, and Group Family Takaful Business. The Company operates in Pakistan only. Its key revenue is generated from the Unit Linked Business which provides life assurance coverage to individuals under unit-linked investment policies issued by the Company.
15GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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