Adamjee Life Assurance Co (KAR:ALIFE) 1-Year Sharpe Ratio: -0.10 (As of Aug. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:ALIFE Adamjee Life Assurance Co Ltd KAR:ALIFE
15 GF Score
Price ₨32.58
! 2 Warning Signs
View Full Analysis

What is Adamjee Life Assurance Co 1-Year Sharpe Ratio?

Adamjee Life Assurance Co KAR:ALIFE +0.56% 15 1-Year Sharpe Ratio is -0.10 as of Aug. 27, 2026. GuruFocus rates KAR:ALIFE with a GF Score™ of 15/100. The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-27), Adamjee Life Assurance Co's 1-Year Sharpe Ratio is -0.10.

Adamjee Life Assurance Co  (KAR:ALIFE) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Adamjee Life Assurance Co 1-Year Sharpe Ratio Related Terms

KAR:ALIFE vs AFL, MET, PRU: 1-Year Sharpe Ratio Comparison

For the Insurance - Life subindustry, Adamjee Life Assurance Co's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adamjee Life Assurance Co 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Adamjee Life Assurance Co's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Adamjee Life Assurance Co's 1-Year Sharpe Ratio falls into.


KAR:ALIFE
15GF Score
Adamjee Life Assurance Co Ltd KAR:ALIFE
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adamjee Life Assurance Co 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.10 mean?
Adamjee Life Assurance Co (KAR:ALIFE) has a 1-Year Sharpe Ratio of -0.10 as of Aug. 27, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Adamjee Life Assurance Co and its competitors.
Is Adamjee Life Assurance Co's 1-Year Sharpe Ratio too high?
Adamjee Life Assurance Co's current 1-Year Sharpe Ratio is -0.10. Overall, Adamjee Life Assurance Co has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Adamjee Life Assurance Co's 1-Year Sharpe Ratio compare to AFL and MET?
Adamjee Life Assurance Co's 1-Year Sharpe Ratio of -0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Adamjee Life Assurance Co and its competitors. Adamjee Life Assurance Co's current 1-Year Sharpe Ratio is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Life Assurance Co stock overvalued right now?
Adamjee Life Assurance Co (KAR:ALIFE) has a current 1-Year Sharpe Ratio of -0.10. The current 1-Year Sharpe Ratio is -0.10. Adamjee Life Assurance Co's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Adamjee Life Assurance Co (KAR:ALIFE), the current 1-Year Sharpe Ratio is -0.10 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adamjee Life Assurance Co Business Description

Address I. I Chundrigar Road, Adamjee House, 3rd and 4th Floor, Karachi, PAK, 7400
Adamjee Life Assurance Co Ltd is engaged in the life insurance business carrying on non-participating business only. The company has six operating segment which includes Conventional Business, Accident and Health Business, Non-Unitised Investment Linked Business, Unit Linked Business, Individual Family Takaful Business, and Group Family Takaful Business. The Company operates in Pakistan only. Its key revenue is generated from the Unit Linked Business which provides life assurance coverage to individuals under unit-linked investment policies issued by the Company.
15GF Score

Get the complete analysis for KAR:ALIFE

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨32.58
Price