Adamjee Life Assurance Co (KAR:ALIFE) Effective Interest Rate on Debt %: 0.00% (As of . 20)

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KAR:ALIFE Adamjee Life Assurance Co Ltd KAR:ALIFE
15 GF Score
Price ₨32.22
! 2 Warning Signs
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What is Adamjee Life Assurance Co Effective Interest Rate on Debt %?

Adamjee Life Assurance Co KAR:ALIFE +0.09% 15 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates KAR:ALIFE with a GF Score™ of 15/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Adamjee Life Assurance Co's annualized positive value of Interest Expense for the quarter that ended in . 20 was ₨ Mil. Adamjee Life Assurance Co's average total debt for the quarter that ended in . 20 was ₨ Mil. Therefore, Adamjee Life Assurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Adamjee Life Assurance Co  (KAR:ALIFE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Adamjee Life Assurance Co Effective Interest Rate on Debt % Related Terms

Adamjee Life Assurance Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Adamjee Life Assurance Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamjee Life Assurance Co Effective Interest Rate on Debt % Chart

Adamjee Life Assurance Co Annual Data
Trend
Effective Interest Rate on Debt %

Adamjee Life Assurance Co Semi-Annual Data
Effective Interest Rate on Debt %

KAR:ALIFE vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, Adamjee Life Assurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adamjee Life Assurance Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Adamjee Life Assurance Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Adamjee Life Assurance Co's Effective Interest Rate on Debt % falls into.


KAR:ALIFE
15GF Score
Adamjee Life Assurance Co Ltd KAR:ALIFE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Adamjee Life Assurance Co Effective Interest Rate on Debt % Calculation

Adamjee Life Assurance Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Adamjee Life Assurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Adamjee Life Assurance Co (KAR:ALIFE) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adamjee Life Assurance Co and its competitors.
Is Adamjee Life Assurance Co's Effective Interest Rate on Debt % too high?
Adamjee Life Assurance Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Adamjee Life Assurance Co has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Adamjee Life Assurance Co's Effective Interest Rate on Debt % compare to AFL and MET?
Adamjee Life Assurance Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adamjee Life Assurance Co and its competitors. Adamjee Life Assurance Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamjee Life Assurance Co stock overvalued right now?
Adamjee Life Assurance Co (KAR:ALIFE) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Adamjee Life Assurance Co's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Adamjee Life Assurance Co (KAR:ALIFE), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adamjee Life Assurance Co Business Description

Address I. I Chundrigar Road, Adamjee House, 3rd and 4th Floor, Karachi, PAK, 7400
Adamjee Life Assurance Co Ltd is engaged in the life insurance business carrying on non-participating business only. The company has six operating segment which includes Conventional Business, Accident and Health Business, Non-Unitised Investment Linked Business, Unit Linked Business, Individual Family Takaful Business, and Group Family Takaful Business. The Company operates in Pakistan only. Its key revenue is generated from the Unit Linked Business which provides life assurance coverage to individuals under unit-linked investment policies issued by the Company.
15GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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