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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Resurs Holding AB's Debt-to-Equity or its related term are showing as below:
LTS:0RFP'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.4 Med: 0.88 Max: 1.28
Current: 0.76
During the past 12 years, the highest Debt-to-Equity Ratio of Resurs Holding AB was 1.28. The lowest was 0.40. And the median was 0.88.
LTS:0RFP's Debt-to-Equity is not ranked
in the Credit Services industry.
Industry Median: 1.23
vs LTS:0RFP: 0.76
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Resurs Holding AB Debt-to-Equity Related Terms
Resurs Holding AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Resurs Holding AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Resurs Holding AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resurs Holding AB Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Resurs Holding AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Resurs Holding AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resurs Holding AB (LTS:0RFP) has a Debt-to-Equity of 0.76 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Resurs Holding AB and its competitors. This is 14% below median its historical median of 0.88. Over the past decade, Resurs Holding AB's Debt-to-Equity has ranged from 0.40 to 1.28.
Is Resurs Holding AB's Debt-to-Equity too high?
Resurs Holding AB's current Debt-to-Equity of 0.76 is 14% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.28. The Credit Services industry median Debt-to-Equity is 1.23. Resurs Holding AB's value of 0.76 is 38.2% below this industry median. Overall, Resurs Holding AB has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Resurs Holding AB's Debt-to-Equity compare to V and MA?
Resurs Holding AB's Debt-to-Equity of 0.76 can be compared against companies in the Credit Services industry. The industry median Debt-to-Equity is 1.23. Resurs Holding AB's value of 0.76 is 38.2% below this benchmark. Historically, Resurs Holding AB's own Debt-to-Equity has ranged from 0.40 to 1.28 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.23, Resurs Holding AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resurs Holding AB's current Debt-to-Equity of 0.76 is 38.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Resurs Holding AB and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resurs Holding AB's current Debt-to-Equity is 0.76, which is 14% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resurs Holding AB stock overvalued right now?
Resurs Holding AB (LTS:0RFP) has a current Debt-to-Equity of 0.76. The stock's GF Value™ is kr24.88, compared to a current price of kr35.33 — trading 42% above its estimated fair value. The current Debt-to-Equity is 0.76, which is 14% below median its 10-year median of 0.88 and 38.2% below the Credit Services industry median of 1.23. Resurs Holding AB's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Resurs Holding AB (LTS:0RFP), the current Debt-to-Equity is 0.76 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resurs Holding AB (LTS:0RFP) Overvalued in 2026?
Based on GuruFocus' analysis, Resurs Holding AB stock appears to be overvalued.
The current stock price of kr35.33 is trading 42% above its estimated GF Value™ of kr24.88.
Key valuation signals for LTS:0RFP:
Debt-to-Equity: 0.76 (14% below median its 10-year median of 0.88)
GF Value™: kr24.88 vs. price of kr35.33 (42% above fair value)
Industry Position: 38.2% below the Credit Services median
No single metric tells the full story. See the LTS:0RFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resurs Holding AB provides retail financial services. It offers payment and loyalty solutions for chain stores and e-commerce companies across the Nordic region. It offers unsecured loans to consumers wishing to finance investments in their homes, travels, or other consumer goods. Its segments include Payment Solutions and Consumer Loans. It operates its business in Denmark, Sweden, the UK, the USA, Norway, and others. The majority of the company's revenue comes from Sweden.
13GF Score
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