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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Resurs Holding AB's Total Stockholders Equity for the quarter that ended in Sep. 2025 was kr7,888 Mil. Resurs Holding AB's Total Assets for the quarter that ended in Sep. 2025 was kr50,333 Mil.
Therefore, Resurs Holding AB's Equity to Asset Ratio for the quarter that ended in Sep. 2025 was 0.16.
The historical rank and industry rank for Resurs Holding AB's Equity-to-Asset or its related term are showing as below:
LTS:0RFP'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.17 Max: 0.21
Current: 0.16
During the past 12 years, the highest Equity to Asset Ratio of Resurs Holding AB was 0.21. The lowest was 0.14. And the median was 0.17.
LTS:0RFP's Equity-to-Asset is not ranked
in the Credit Services industry.
Industry Median: 0.4
vs LTS:0RFP: 0.16
Resurs Holding AB (LTS:0RFP) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Resurs Holding AB Equity-to-Asset Related Terms
Resurs Holding AB Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Resurs Holding AB's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0RFP vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Resurs Holding AB's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resurs Holding AB Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Resurs Holding AB's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Resurs Holding AB's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Resurs Holding AB's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resurs Holding AB (LTS:0RFP) has a Equity-to-Asset of 0.16 as of Sep. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Resurs Holding AB and its competitors. This is near median its historical median of 0.17. Over the past decade, Resurs Holding AB's Equity-to-Asset has ranged from 0.14 to 0.21.
Is Resurs Holding AB's Equity-to-Asset too high?
Resurs Holding AB's current Equity-to-Asset of 0.16 is near median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.21. The Credit Services industry median Equity-to-Asset is 0.40. Resurs Holding AB's value of 0.16 is 60% below this industry median. Overall, Resurs Holding AB has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Resurs Holding AB's Equity-to-Asset compare to V and MA?
Resurs Holding AB's Equity-to-Asset of 0.16 can be compared against companies in the Credit Services industry. The industry median Equity-to-Asset is 0.40. Resurs Holding AB's value of 0.16 is 60% below this benchmark. Historically, Resurs Holding AB's own Equity-to-Asset has ranged from 0.14 to 0.21 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.40, Resurs Holding AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resurs Holding AB's current Equity-to-Asset of 0.16 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Resurs Holding AB and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resurs Holding AB's current Equity-to-Asset is 0.16, which is near median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resurs Holding AB stock overvalued right now?
Resurs Holding AB (LTS:0RFP) has a current Equity-to-Asset of 0.16. The stock's GF Value™ is kr24.88, compared to a current price of kr35.33 — trading 42% above its estimated fair value. The current Equity-to-Asset is 0.16, which is near median its 10-year median of 0.17 and 60% below the Credit Services industry median of 0.40. Resurs Holding AB's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Resurs Holding AB (LTS:0RFP), the current Equity-to-Asset is 0.16 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resurs Holding AB (LTS:0RFP) Overvalued in 2026?
Based on GuruFocus' analysis, Resurs Holding AB stock appears to be overvalued.
The current stock price of kr35.33 is trading 42% above its estimated GF Value™ of kr24.88.
Key valuation signals for LTS:0RFP:
Equity-to-Asset: 0.16 (near median its 10-year median of 0.17)
GF Value™: kr24.88 vs. price of kr35.33 (42% above fair value)
Industry Position: 60% below the Credit Services median
No single metric tells the full story. See the LTS:0RFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resurs Holding AB provides retail financial services. It offers payment and loyalty solutions for chain stores and e-commerce companies across the Nordic region. It offers unsecured loans to consumers wishing to finance investments in their homes, travels, or other consumer goods. Its segments include Payment Solutions and Consumer Loans. It operates its business in Denmark, Sweden, the UK, the USA, Norway, and others. The majority of the company's revenue comes from Sweden.
13GF Score
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