Cerved Group SpA (MEX:CERVN) Debt-to-Equity: 1.05 (As of Sep. 2021) — Near Median

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What is Cerved Group SpA Debt-to-Equity?

Cerved Group SpA MEX:CERVN 8 Debt-to-Equity is 1.05 as of Sep. 2021, which is 5% below its 10-year median of 1.10. GuruFocus rates MEX:CERVN with a GF Score™ of 8/100. The stock has 8 warning signs investors should review.

Cerved Group SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was MXN1,105.85 Mil. Cerved Group SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was MXN13,836.87 Mil. Cerved Group SpA's Total Stockholders Equity for the quarter that ended in Sep. 2021 was MXN14,192.62 Mil. Cerved Group SpA's debt to equity for the quarter that ended in Sep. 2021 was 1.05.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Cerved Group SpA's Debt-to-Equity or its related term are showing as below:

MEX:CERVN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.86   Med: 1.1   Max: 2.09
Current: 1.05

During the past 11 years, the highest Debt-to-Equity Ratio of Cerved Group SpA was 2.09. The lowest was 0.86. And the median was 1.10.

MEX:CERVN's Debt-to-Equity is not ranked
in the Capital Markets industry.
Industry Median: 0.32 vs MEX:CERVN: 1.05

Cerved Group SpA  (MEX:CERVN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Cerved Group SpA Debt-to-Equity Related Terms


Cerved Group SpA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Cerved Group SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cerved Group SpA Debt-to-Equity Chart

Cerved Group SpA Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.07 1.05 1.08 1.30 1.29

Cerved Group SpA Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 1.29 1.22 1.07 1.05

MEX:CERVN vs VALU: Debt-to-Equity Comparison

For the Financial Data & Stock Exchanges subindustry, Cerved Group SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cerved Group SpA Debt-to-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Cerved Group SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Cerved Group SpA's Debt-to-Equity falls into.



Cerved Group SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Cerved Group SpA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2020 is calculated as

Cerved Group SpA's Debt to Equity Ratio for the quarter that ended in Sep. 2021 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.05 mean?
Cerved Group SpA (MEX:CERVN) has a Debt-to-Equity of 1.05 as of Sep. 2021. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cerved Group SpA and its competitors. This is near median its historical median of 1.10. Over the past decade, Cerved Group SpA's Debt-to-Equity has ranged from 0.86 to 2.09.
Is Cerved Group SpA's Debt-to-Equity too high?
Cerved Group SpA's current Debt-to-Equity of 1.05 is near median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 2.09. The Capital Markets industry median Debt-to-Equity is 0.32. Cerved Group SpA's value of 1.05 is 228.1% above this industry median. Overall, Cerved Group SpA has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Cerved Group SpA's Debt-to-Equity compare to VALU?
Cerved Group SpA's Debt-to-Equity of 1.05 can be compared against companies in the Capital Markets industry. The industry median Debt-to-Equity is 0.32. Cerved Group SpA's value of 1.05 is 228.1% above this benchmark. Historically, Cerved Group SpA's own Debt-to-Equity has ranged from 0.86 to 2.09 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 0.32, Cerved Group SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.32, based on 612 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cerved Group SpA's current Debt-to-Equity of 1.05 is 228.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cerved Group SpA and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cerved Group SpA's current Debt-to-Equity is 1.05, which is near median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cerved Group SpA stock overvalued right now?
Cerved Group SpA (MEX:CERVN) has a current Debt-to-Equity of 1.05. The current Debt-to-Equity is 1.05, which is near median its 10-year median of 1.10 and 228.1% above the Capital Markets industry median of 0.32. Cerved Group SpA's overall GF Score™ is 8/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Cerved Group SpA (MEX:CERVN), the current Debt-to-Equity is 1.05 as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cerved Group SpA Business Description

Address Via Dell’Unione Europea, 6A, 6B, San Donato Milanese, Milan, ITA, 20097
Cerved Group SpA is a holding company that owns the Cerved Group, an Italian credit information service provider. It operates through three segments. The Risk Management segment, which accounts for the majority of the Cerved Group's revenue, offers products and services that help businesses and financial institutions to assess the credit status of their customers, business counterparties, and potential customers. The Growth Services segment offers information and analyses that help customers to understand the target market and regions, develop businesses, and improve customer satisfaction. The credit management segment assesses and manages troubled receivables and assets. It generates the majority of its revenue from the Italian domestic market.