ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Cerved Group SpA's annualizedNet Income for the quarter that ended in Sep. 2021 was MXN-228.26 Mil.
Cerved Group SpA's average Total Assets over the quarter that ended in Sep. 2021 was MXN35,861.73 Mil. Therefore, Cerved Group SpA's annualized ROA % for the quarter that ended in Sep. 2021 was -0.64%.
The historical rank and industry rank for Cerved Group SpA's ROA % or its related term are showing as below:
MEX:CERVN'
s ROA % Range Over the Past 10 Years
Min: 0.1 Med: 2.11 Max: 5.74
Current: 5.11
During the past 11 years, Cerved Group SpA's highest ROA % was 5.74%. The lowest was 0.10%. And the median was 2.11%.
MEX:CERVN's ROA % is not ranked
in the Capital Markets industry.
Industry Median: 1.5
vs MEX:CERVN: 5.11
Cerved Group SpA (MEX:CERVN) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Sep. 2021) net income data. The Revenue data used here is four times the quarterly (Sep. 2021) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Cerved Group SpA ROA % Related Terms
Cerved Group SpA ROA % Historical Data
* Premium members only.
The historical data trend for Cerved Group SpA's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Data & Stock Exchanges subindustry, Cerved Group SpA's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cerved Group SpA ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Cerved Group SpA's ROA % distribution charts can be found below:
* The bar in red indicates where Cerved Group SpA's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2021) net income data.
ROA % is displayed in the 30-year financial page.
Cerved Group SpA (MEX:CERVN) has a ROA % of -0.64% as of Sep. 2021. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cerved Group SpA and its competitors. Over the past decade, Cerved Group SpA's ROA % has ranged from 0.10 to 5.74.
Is Cerved Group SpA's ROA % too high?
Cerved Group SpA's current ROA % is -0.64%. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 5.74. Overall, Cerved Group SpA has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Cerved Group SpA's ROA % compare to VALU?
Cerved Group SpA's ROA % of -0.64% can be compared against companies in the Capital Markets industry. The industry median ROA % is 1.50. Historically, Cerved Group SpA's own ROA % has ranged from 0.10 to 5.74 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cerved Group SpA and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cerved Group SpA's current ROA % is -0.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cerved Group SpA stock overvalued right now?
Cerved Group SpA (MEX:CERVN) has a current ROA % of -0.64%. The current ROA % is -0.64%. Cerved Group SpA's overall GF Score™ is 8/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Cerved Group SpA (MEX:CERVN), the current ROA % is -0.64% as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cerved Group SpA is a holding company that owns the Cerved Group, an Italian credit information service provider. It operates through three segments. The Risk Management segment, which accounts for the majority of the Cerved Group's revenue, offers products and services that help businesses and financial institutions to assess the credit status of their customers, business counterparties, and potential customers. The Growth Services segment offers information and analyses that help customers to understand the target market and regions, develop businesses, and improve customer satisfaction. The credit management segment assesses and manages troubled receivables and assets. It generates the majority of its revenue from the Italian domestic market.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:CERVN has been successfully added to your 