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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Western Alliance Bancorp's Debt-to-Equity or its related term are showing as below:
MEX:WAL'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14 Med: 0.36 Max: 2.72
Current: 0.95
During the past 13 years, the highest Debt-to-Equity Ratio of Western Alliance Bancorp was 2.72. The lowest was 0.14. And the median was 0.36.
MEX:WAL's Debt-to-Equity is ranked worse than 65.87% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs MEX:WAL: 0.95
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Western Alliance Bancorp Debt-to-Equity Related Terms
Western Alliance Bancorp Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:WAL vs COLB, PB, BOKF: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Western Alliance Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Western Alliance Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Western Alliance Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Western Alliance Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Western Alliance Bancorp (MEX:WAL) has a Debt-to-Equity of 1.49 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Western Alliance Bancorp and its competitors. This is 314% above median its historical median of 0.36. Over the past decade, Western Alliance Bancorp's Debt-to-Equity has ranged from 0.14 to 2.72. According to the industry distribution chart, Western Alliance Bancorp ranks #936 out of 1421 companies in the Banks industry, placing it in the top 65.9%.
Is Western Alliance Bancorp's Debt-to-Equity too high?
Western Alliance Bancorp's current Debt-to-Equity of 1.49 is 314% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 2.72. The Banks industry median Debt-to-Equity is 0.58. Western Alliance Bancorp's value of 1.49 is 156.9% above this industry median. Based on the distribution chart, Western Alliance Bancorp ranks #936 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Western Alliance Bancorp has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Western Alliance Bancorp's Debt-to-Equity compare to COLB and PB?
According to the Banks industry distribution chart, Western Alliance Bancorp ranks #936 out of 1421 companies for Debt-to-Equity. This places Western Alliance Bancorp in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Western Alliance Bancorp's value of 1.49 is 156.9% above this benchmark. Historically, Western Alliance Bancorp's own Debt-to-Equity has ranged from 0.14 to 2.72 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.58, Western Alliance Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Western Alliance Bancorp's current Debt-to-Equity of 1.49 is 156.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Western Alliance Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western Alliance Bancorp's current Debt-to-Equity is 1.49, which is 314% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Alliance Bancorp stock overvalued right now?
Western Alliance Bancorp (MEX:WAL) has a current Debt-to-Equity of 1.49. The stock's GF Value™ is MXN889.59, compared to a current price of MXN780.30 — trading 12.3% below its estimated fair value. The current Debt-to-Equity is 1.49, which is 314% above median its 10-year median of 0.36 and 156.9% above the Banks industry median of 0.58. Western Alliance Bancorp's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Western Alliance Bancorp (MEX:WAL), the current Debt-to-Equity is 1.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Western Alliance Bancorp (MEX:WAL) Overvalued in 2026?
Based on GuruFocus' analysis, Western Alliance Bancorp stock appears to be undervalued.
The current stock price of MXN780.30 is trading 12.3% below its estimated GF Value™ of MXN889.59.
Key valuation signals for MEX:WAL:
Debt-to-Equity: 1.49 (314% above median its 10-year median of 0.36)
GF Value™: MXN889.59 vs. price of MXN780.30 (12.3% below fair value)
Industry Position: 156.9% above the Banks median (#936 of 1421)
No single metric tells the full story. See the MEX:WAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Alliance Bancorp provides a full spectrum of customized loan, deposit, and treasury management capabilities, including funds transfer and other digital payment offerings. The company's reportable segments are Commercial segment includes provides commercial banking and treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors within niche industries, as well as financial services to the real estate industry. Consumer Related segment offers both commercial banking services to enterprises in consumer-related sectors and consumer banking services, such as residential mortgage banking and Corporate & Other.
86GF Score
Get the complete analysis for MEX:WAL
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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