ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Western Alliance Bancorp's annualizedNet Income for the quarter that ended in Mar. 2026 was MXN13,135 Mil.
Western Alliance Bancorp's average Total Assets over the quarter that ended in Mar. 2026 was MXN1,726,524 Mil. Therefore, Western Alliance Bancorp's annualized ROA % for the quarter that ended in Mar. 2026 was 0.76%.
The historical rank and industry rank for Western Alliance Bancorp's ROA % or its related term are showing as below:
MEX:WAL'
s ROA % Range Over the Past 10 Years
Min: 1.04 Med: 1.68 Max: 2.01
Current: 1.05
During the past 13 years, Western Alliance Bancorp's highest ROA % was 2.01%. The lowest was 1.04%. And the median was 1.68%.
MEX:WAL's ROA % is ranked better than 55.29% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs MEX:WAL: 1.05
Western Alliance Bancorp (MEX:WAL) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Western Alliance Bancorp's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Western Alliance Bancorp ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Western Alliance Bancorp's ROA % distribution charts can be found below:
* The bar in red indicates where Western Alliance Bancorp's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Western Alliance Bancorp (MEX:WAL) has a ROA % of 0.76% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Western Alliance Bancorp and its competitors. This is 55% below median its historical median of 1.68. Over the past decade, Western Alliance Bancorp's ROA % has ranged from 1.04 to 2.01. According to the industry distribution chart, Western Alliance Bancorp ranks #685 out of 1532 companies in the Banks industry, placing it in the top 44.7%.
Is Western Alliance Bancorp's ROA % too high?
Western Alliance Bancorp's current ROA % of 0.76% is 55% below median its 10-year median of 1.68. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 2.01. The Banks industry median ROA % is 0.98. Western Alliance Bancorp's value of 0.76% is 22.4% below this industry median. Based on the distribution chart, Western Alliance Bancorp ranks #685 out of 1532 companies in the Banks industry, which is above the industry midpoint. Overall, Western Alliance Bancorp has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Western Alliance Bancorp's ROA % compare to COLB and BOKF?
According to the Banks industry distribution chart, Western Alliance Bancorp ranks #685 out of 1532 companies for ROA %. This puts Western Alliance Bancorp in the upper half of its industry. The industry median ROA % is 0.98. Western Alliance Bancorp's value of 0.76% is 22.4% below this benchmark. Historically, Western Alliance Bancorp's own ROA % has ranged from 1.04 to 2.01 over the past decade. While the company's 10-year median is 1.68 vs. the industry median of 0.98, Western Alliance Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Western Alliance Bancorp's current ROA % of 0.76% is 22.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Western Alliance Bancorp and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western Alliance Bancorp's current ROA % is 0.76%, which is 55% below median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Alliance Bancorp stock overvalued right now?
Western Alliance Bancorp (MEX:WAL) has a current ROA % of 0.76%. The stock's GF Value™ is MXN876.73, compared to a current price of MXN780.30 — trading 11% below its estimated fair value. The current ROA % is 0.76%, which is 55% below median its 10-year median of 1.68 and 22.4% below the Banks industry median of 0.98. Western Alliance Bancorp's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Western Alliance Bancorp (MEX:WAL), the current ROA % is 0.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Western Alliance Bancorp (MEX:WAL) Overvalued in 2026?
Based on GuruFocus' analysis, Western Alliance Bancorp stock appears to be undervalued.
The current stock price of MXN780.30 is trading 11% below its estimated GF Value™ of MXN876.73.
Key valuation signals for MEX:WAL:
ROA %: 0.76% (55% below median its 10-year median of 1.68)
GF Value™: MXN876.73 vs. price of MXN780.30 (11% below fair value)
Industry Position: 22.4% below the Banks median (#685 of 1532)
No single metric tells the full story. See the MEX:WAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Alliance Bancorp provides a full spectrum of customized loan, deposit, and treasury management capabilities, including funds transfer and other digital payment offerings. The company's reportable segments are Commercial segment includes provides commercial banking and treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors within niche industries, as well as financial services to the real estate industry. Consumer Related segment offers both commercial banking services to enterprises in consumer-related sectors and consumer banking services, such as residential mortgage banking and Corporate & Other.
86GF Score
Get the complete analysis for MEX:WAL
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:WAL has been successfully added to your 
