Western Alliance Bancorp (MEX:WAL) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Western Alliance Bancorp Effective Interest Rate on Debt % Related Terms
Western Alliance Bancorp Effective Interest Rate on Debt % Historical Data
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The historical data trend for Western Alliance Bancorp's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Western Alliance Bancorp Effective Interest Rate on Debt % Chart
MEX:WAL vs COLB, BOKF, CBSH: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Western Alliance Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Western Alliance Bancorp Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Western Alliance Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Western Alliance Bancorp's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 25.37% mean?
Western Alliance Bancorp (MEX:WAL) has a Effective Interest Rate on Debt % of 25.37% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Western Alliance Bancorp and its competitors.
Is Western Alliance Bancorp's Effective Interest Rate on Debt % too high?
Western Alliance Bancorp's current Effective Interest Rate on Debt % is 25.37%. Overall, Western Alliance Bancorp has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Western Alliance Bancorp's Effective Interest Rate on Debt % compare to COLB and BOKF?
Western Alliance Bancorp's Effective Interest Rate on Debt % of 25.37% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Western Alliance Bancorp and its competitors. Western Alliance Bancorp's current Effective Interest Rate on Debt % is 25.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Alliance Bancorp stock overvalued right now?
Western Alliance Bancorp (MEX:WAL) has a current Effective Interest Rate on Debt % of 25.37%. The stock's GF Value™ is MXN895.96, compared to a current price of MXN780.30 — trading 12.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 25.37%. Western Alliance Bancorp's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Western Alliance Bancorp (MEX:WAL), the current Effective Interest Rate on Debt % is 25.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Western Alliance Bancorp (MEX:WAL) Overvalued in 2026?
Based on GuruFocus' analysis, Western Alliance Bancorp stock appears to be undervalued.
The current stock price of MXN780.30 is trading 12.9% below its estimated GF Value™ of MXN895.96.
Key valuation signals for MEX:WAL:
Effective Interest Rate on Debt %: 25.37%
GF Value™: MXN895.96 vs. price of MXN780.30 (12.9% below fair value)
No single metric tells the full story. See the MEX:WAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Alliance Bancorp provides a full spectrum of customized loan, deposit, and treasury management capabilities, including funds transfer and other digital payment offerings. The company's reportable segments are Commercial segment includes provides commercial banking and treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors within niche industries, as well as financial services to the real estate industry. Consumer Related segment offers both commercial banking services to enterprises in consumer-related sectors and consumer banking services, such as residential mortgage banking and Corporate & Other.
86GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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