Western Alliance Bancorp (MEX:WAL) Retained Earnings: MXN103,508 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:WAL Western Alliance Bancorp MEX:WAL
86 GF Score
Price MXN780.30
GF Value MXN885.43
! 2 Warning Signs
View Full Analysis

What is Western Alliance Bancorp Retained Earnings?

Western Alliance Bancorp MEX:WAL 86 Retained Earnings is MXN103,508 Mil as of Mar. 2026. GuruFocus rates MEX:WAL with a GF Score™ of 86/100 and a GF Value™ of MXN885.43. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Western Alliance Bancorp's retained earnings for the quarter that ended in Mar. 2026 was MXN103,508 Mil.

Western Alliance Bancorp's quarterly retained earnings increased from Sep. 2025 (MXN98,527 Mil) to Dec. 2025 (MXN100,958 Mil) and increased from Dec. 2025 (MXN100,958 Mil) to Mar. 2026 (MXN103,508 Mil).

Western Alliance Bancorp's annual retained earnings increased from Dec. 2023 (MXN71,546 Mil) to Dec. 2024 (MXN100,650 Mil) and increased from Dec. 2024 (MXN100,650 Mil) to Dec. 2025 (MXN100,958 Mil).


Western Alliance Bancorp  (MEX:WAL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Western Alliance Bancorp Retained Earnings Historical Data

* Premium members only.

The historical data trend for Western Alliance Bancorp's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Western Alliance Bancorp Retained Earnings Chart

Western Alliance Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 56,885.32 71,433.34 71,546.46 100,649.61 100,957.96

Western Alliance Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 101,881.84 97,252.82 98,526.70 100,957.96 103,507.70
MEX:WAL
86GF Score
Western Alliance Bancorp MEX:WAL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Western Alliance Bancorp Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN103,508 Mil mean?
Western Alliance Bancorp (MEX:WAL) has a Retained Earnings of MXN103,508 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Western Alliance Bancorp and its competitors.
Is Western Alliance Bancorp's Retained Earnings too high?
Western Alliance Bancorp's current Retained Earnings is MXN103,508 Mil. Overall, Western Alliance Bancorp has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Western Alliance Bancorp's Retained Earnings compare to COLB and BOKF?
Western Alliance Bancorp's Retained Earnings of MXN103,508 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Western Alliance Bancorp and its competitors. Western Alliance Bancorp's current Retained Earnings is MXN103,508 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Alliance Bancorp stock overvalued right now?
Western Alliance Bancorp (MEX:WAL) has a current Retained Earnings of MXN103,508 Mil. The stock's GF Value™ is MXN885.43, compared to a current price of MXN780.30 — trading 11.9% below its estimated fair value. The current Retained Earnings is MXN103,508 Mil. Western Alliance Bancorp's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Western Alliance Bancorp (MEX:WAL), the current Retained Earnings is MXN103,508 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Western Alliance Bancorp (MEX:WAL) Overvalued in 2026?

Based on GuruFocus' analysis, Western Alliance Bancorp stock appears to be undervalued. The current stock price of MXN780.30 is trading 11.9% below its estimated GF Value™ of MXN885.43.

Key valuation signals for MEX:WAL:

  • Retained Earnings: MXN103,508 Mil
  • GF Value™: MXN885.43 vs. price of MXN780.30 (11.9% below fair value)
  • GF Score™: 86/100 with 2 warning signs

No single metric tells the full story. See the MEX:WAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Western Alliance Bancorp Business Description

Address One East Washington Street, Suite 1400, Phoenix, AZ, USA, 85004
Western Alliance Bancorp provides a full spectrum of customized loan, deposit, and treasury management capabilities, including funds transfer and other digital payment offerings. The company's reportable segments are Commercial segment includes provides commercial banking and treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors within niche industries, as well as financial services to the real estate industry. Consumer Related segment offers both commercial banking services to enterprises in consumer-related sectors and consumer banking services, such as residential mortgage banking and Corporate & Other.
86GF Score

Get the complete analysis for MEX:WAL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN780.30
Price
MXN885.43
GF Value