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Banca Profilo SpAMIL:PRO -1.29%32 Debt-to-Equity is 7.44 as of Mar. 2026, which is 18500% above its 10-year median of 0.04. GuruFocus rates MIL:PRO with a GF Score™ of 32/100 and a GF Value™ of €0.15 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,423 Banks companies, Banca Profilo SpA ranks worse than 98.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banca Profilo SpA's Debt-to-Equity or its related term are showing as below:
MIL:PRO'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.04 Max: 7.44
Current: 7.44
During the past 13 years, the highest Debt-to-Equity Ratio of Banca Profilo SpA was 7.44. The lowest was 0.00. And the median was 0.04.
MIL:PRO's Debt-to-Equity is ranked worse than 98.52% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs MIL:PRO: 7.44
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banca Profilo SpA Debt-to-Equity Related Terms
Banca Profilo SpA Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banca Profilo SpA's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Profilo SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Profilo SpA Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banca Profilo SpA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banca Profilo SpA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Profilo SpA (MIL:PRO) has a Debt-to-Equity of 7.44 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banca Profilo SpA and its competitors. This is 18500% above median its historical median of 0.04. According to the industry distribution chart, Banca Profilo SpA ranks #1402 out of 1423 companies in the Banks industry, placing it in the top 98.5%.
Is Banca Profilo SpA's Debt-to-Equity too high?
Banca Profilo SpA's current Debt-to-Equity of 7.44 is 18500% above median its 10-year median of 0.04. The Banks industry median Debt-to-Equity is 0.56. Banca Profilo SpA's value of 7.44 is 1228.6% above this industry median. Based on the distribution chart, Banca Profilo SpA ranks #1402 out of 1423 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Profilo SpA has a GF Score™ of 32/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Profilo SpA's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banca Profilo SpA ranks #1402 out of 1423 companies for Debt-to-Equity. This places Banca Profilo SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Banca Profilo SpA's value of 7.44 is 1228.6% above this benchmark. While the company's 10-year median is 0.04 vs. the industry median of 0.56, Banca Profilo SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Profilo SpA's current Debt-to-Equity of 7.44 is 1228.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banca Profilo SpA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Profilo SpA's current Debt-to-Equity is 7.44, which is 18500% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Profilo SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Profilo SpA (MIL:PRO) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.15, compared to a current price of €0.17 — trading 12.4% above its estimated fair value. The current Debt-to-Equity is 7.44, which is 18500% above median its 10-year median of 0.04 and 1228.6% above the Banks industry median of 0.56. Banca Profilo SpA's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banca Profilo SpA (MIL:PRO), the current Debt-to-Equity is 7.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Profilo SpA (MIL:PRO) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Profilo SpA stock appears to be overvalued.
The current stock price of €0.17 is trading 12.4% above its estimated GF Value™ of €0.15.
GuruFocus considers Banca Profilo SpA to be Modestly Overvalued.
Key valuation signals for MIL:PRO:
Debt-to-Equity: 7.44 (18500% above median its 10-year median of 0.04)
GF Value™: €0.15 vs. price of €0.17 (12.4% above fair value)
Industry Position: 1228.6% above the Banks median (#1402 of 1423)
No single metric tells the full story. See the MIL:PRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Profilo SpA provides services for managing the assets of private and institutional clients and to the financial needs of companies. The company's operating segments include Private Banking and Investment banking; Finance; Digital channels; Activities Abroad and Corporate Centre. It generates maximum revenue from the Finance segment. The Finance segment relates to the management and development of trading activities on their own account and on behalf of third parties in financial instruments and services related to their issue and placement.
32GF Score
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