Banca Profilo SpA (MIL:PRO) Scaled Net Operating Assets: 0.61 (As of Mar. 2026)


MIL:PRO Banca Profilo SpA MIL:PRO
33 GF Score
Price €0.16
GF Value €0.15
Valuation Fairly Valued
! 5 Warning Signs
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What is Banca Profilo SpA Scaled Net Operating Assets?

Banca Profilo SpA MIL:PRO -0.12% 33 Scaled Net Operating Assets is 0.61 as of Mar. 2026. GuruFocus rates MIL:PRO with a GF Score™ of 33/100 and a GF Value™ of €0.15 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banca Profilo SpA's operating assets for the quarter that ended in Mar. 2026 was €2,021.95 Mil. Banca Profilo SpA's operating liabilities for the quarter that ended in Mar. 2026 was €829.95 Mil. Banca Profilo SpA's Total Assets for the quarter that ended in Dec. 2025 was €1,966.71 Mil. Therefore, Banca Profilo SpA's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.61.

MIL:PRO
33GF Score
Banca Profilo SpA MIL:PRO
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Profilo SpA Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banca Profilo SpA's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1859.673-1800.243)/2547.188
=0.02

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1966.714 - 107.041
=1859.673

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1800.243 - 0 - 0
=1800.243

Banca Profilo SpA's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2021.946-829.946)/1966.714
=0.61

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2229.149 - 207.203
=2021.946

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2063.448 - 1233.502 - 0
=829.946

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.61 mean?
Banca Profilo SpA (MIL:PRO) has a Scaled Net Operating Assets of 0.61 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banca Profilo SpA and its competitors.
Is Banca Profilo SpA's Scaled Net Operating Assets too high?
Banca Profilo SpA's current Scaled Net Operating Assets is 0.61. Overall, Banca Profilo SpA has a GF Score™ of 33/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banca Profilo SpA's Scaled Net Operating Assets compare to PNC and USB?
Banca Profilo SpA's Scaled Net Operating Assets of 0.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banca Profilo SpA and its competitors. Banca Profilo SpA's current Scaled Net Operating Assets is 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Profilo SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Profilo SpA (MIL:PRO) is currently considered Fairly Valued. The stock's GF Value™ is €0.15, compared to a current price of €0.16 — trading 8.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.61. Banca Profilo SpA's overall GF Score™ is 33/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banca Profilo SpA (MIL:PRO), the current Scaled Net Operating Assets is 0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Profilo SpA (MIL:PRO) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Profilo SpA stock appears to be overvalued. The current stock price of €0.16 is trading 8.5% above its estimated GF Value™ of €0.15. GuruFocus considers Banca Profilo SpA to be Fairly Valued.

Key valuation signals for MIL:PRO:

  • Scaled Net Operating Assets: 0.61
  • GF Value™: €0.15 vs. price of €0.16 (8.5% above fair value)
  • GF Score™: 33/100 with 5 warning signs

No single metric tells the full story. See the MIL:PRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Profilo SpA Business Description

Other Exchanges 0FP9:UKBPA:Germany
Address Via Cerva, 28, Milan, ITA, 20122
Banca Profilo SpA provides services for managing the assets of private and institutional clients and to the financial needs of companies. The company's operating segments include Private Banking and Investment banking; Finance; Digital channels; Activities Abroad and Corporate Centre. It generates maximum revenue from the Finance segment. The Finance segment relates to the management and development of trading activities on their own account and on behalf of third parties in financial instruments and services related to their issue and placement.
33GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.15
GF Value