Banca Profilo SpAMIL:PRO -0.12%33 PE Ratio (TTM) is 12.52 as of Jun. 24, 2026, which is 21% below its 10-year median of 15.81. GuruFocus rates MIL:PRO with a GF Score™ of 33/100 and a GF Value™ of €0.15 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,442 Banks companies, Banca Profilo SpA ranks worse than 58.04% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-24), Banca Profilo SpA's share price is
€0.1628.
Banca Profilo SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.01. Therefore, Banca Profilo SpA's PE Ratio (TTM) for today is 12.52.
The historical rank and industry rank for Banca Profilo SpA's PE Ratio (TTM) or its related term are showing as below:
MIL:PRO'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 8.91 Med: 15.81 Max: 179.2
Current: 12.54
During the past 13 years, the highest PE Ratio (TTM) of Banca Profilo SpA was 179.20. The lowest was 8.91. And the median was 15.81.
MIL:PRO's PE Ratio (TTM) is ranked worse than 58.04% of 1442
companies
in the Banks industry
Industry Median: 11.635
vs MIL:PRO: 12.54
During the past 3 years, the average EPS without NRIGrowth Rate was 1.70% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -0.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 10.20% per year.
During the past 13 years, Banca Profilo SpA's highest 3-Year average EPS without NRI Growth Rate was 91.30% per year. The lowest was -50.80% per year. And the median was 1.85% per year.
Banca Profilo SpA's EPS (Basic) for the
three
months ended in Mar. 2026 was €0.00.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.01.
Banca Profilo SpA (MIL:PRO) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Banca Profilo SpA PE Ratio (TTM) Related Terms
Banca Profilo SpA PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Banca Profilo SpA's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Profilo SpA's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Profilo SpA PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Banca Profilo SpA's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Banca Profilo SpA's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Banca Profilo SpA's Share Price of today is €0.1628.
Banca Profilo SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.01.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Banca Profilo SpA (MIL:PRO) has a PE Ratio (TTM) of 12.52 as of Jun. 24, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Banca Profilo SpA and its competitors. This is 21% below median its historical median of 15.81. Over the past decade, Banca Profilo SpA's PE Ratio (TTM) has ranged from 8.91 to 179.20. According to the industry distribution chart, Banca Profilo SpA ranks #837 out of 1442 companies in the Banks industry, placing it in the top 58%.
Is Banca Profilo SpA's PE Ratio (TTM) too high?
Banca Profilo SpA's current PE Ratio (TTM) of 12.52 is 21% below median its 10-year median of 15.81. Over the past 10 years, this metric has ranged from a low of 8.91 to a high of 179.20. The Banks industry median PE Ratio (TTM) is 11.64. Banca Profilo SpA's value of 12.52 is 7.6% above this industry median. Based on the distribution chart, Banca Profilo SpA ranks #837 out of 1442 companies in the Banks industry, which is below the industry midpoint. Overall, Banca Profilo SpA has a GF Score™ of 33/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banca Profilo SpA's PE Ratio (TTM) compare to PNC and USB?
According to the Banks industry distribution chart, Banca Profilo SpA ranks #837 out of 1442 companies for PE Ratio (TTM). This places Banca Profilo SpA in the lower half of its industry. The industry median PE Ratio (TTM) is 11.64. Banca Profilo SpA's value of 12.52 is 7.6% above this benchmark. Historically, Banca Profilo SpA's own PE Ratio (TTM) has ranged from 8.91 to 179.20 over the past decade. While the company's 10-year median is 15.81 vs. the industry median of 11.64, Banca Profilo SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.64, based on 1,442 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Profilo SpA's current PE Ratio (TTM) of 12.52 is 7.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Banca Profilo SpA and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Profilo SpA's current PE Ratio (TTM) is 12.52, which is 21% below median its own 10-year median of 15.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Profilo SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Profilo SpA (MIL:PRO) is currently considered Fairly Valued. The stock's GF Value™ is €0.15, compared to a current price of €0.16 — trading 8.5% above its estimated fair value. The current PE Ratio (TTM) is 12.52, which is 21% below median its 10-year median of 15.81 and 7.6% above the Banks industry median of 11.64. Banca Profilo SpA's overall GF Score™ is 33/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Banca Profilo SpA (MIL:PRO), the current PE Ratio (TTM) is 12.52 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Profilo SpA (MIL:PRO) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Profilo SpA stock appears to be overvalued.
The current stock price of €0.16 is trading 8.5% above its estimated GF Value™ of €0.15.
GuruFocus considers Banca Profilo SpA to be Fairly Valued.
Key valuation signals for MIL:PRO:
PE Ratio (TTM): 12.52 (21% below median its 10-year median of 15.81)
GF Value™: €0.15 vs. price of €0.16 (8.5% above fair value)
Industry Position: 7.6% above the Banks median (#837 of 1442)
No single metric tells the full story. See the MIL:PRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Profilo SpA provides services for managing the assets of private and institutional clients and to the financial needs of companies. The company's operating segments include Private Banking and Investment banking; Finance; Digital channels; Activities Abroad and Corporate Centre. It generates maximum revenue from the Finance segment. The Finance segment relates to the management and development of trading activities on their own account and on behalf of third parties in financial instruments and services related to their issue and placement.
33GF Score
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PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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