Paragon Financial Solutions (Paragon Financial Solutions) Debt-to-Equity : 0.64 (As of Mar. 2008)

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What is Paragon Financial Solutions Debt-to-Equity?

Paragon Financial Solutions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2008 was $0.00 Mil. Paragon Financial Solutions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2008 was $20.00 Mil. Paragon Financial Solutions's Total Stockholders Equity for the quarter that ended in Mar. 2008 was $31.23 Mil. Paragon Financial Solutions's debt to equity for the quarter that ended in Mar. 2008 was 0.64.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Paragon Financial Solutions's Debt-to-Equity or its related term are showing as below:

PGNN's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.66
* Ranked among companies with meaningful Debt-to-Equity only.

Paragon Financial Solutions Debt-to-Equity Historical Data

The historical data trend for Paragon Financial Solutions's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paragon Financial Solutions Debt-to-Equity Chart

Paragon Financial Solutions Annual Data

Trend

Dec05

Dec06

Dec07

Debt-to-Equity

0.94

0.48

1.75

Paragon Financial Solutions Quarterly Data
	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08
Debt-to-Equity	Get a 7-Day Free Trial							0.44	-	0.14	1.75	0.64

Competitive Comparison of Paragon Financial Solutions's Debt-to-Equity

For the Banks - Regional subindustry, Paragon Financial Solutions's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paragon Financial Solutions's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Paragon Financial Solutions's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Paragon Financial Solutions's Debt-to-Equity falls into.

Paragon Financial Solutions Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Paragon Financial Solutions's Debt to Equity Ratio for the fiscal year that ended in Dec. 2007 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	52)	/	29.785
	=	1.75

Paragon Financial Solutions's Debt to Equity Ratio for the quarter that ended in Mar. 2008 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	20)	/	31.228
	=	0.64

Paragon Financial Solutions (OTCPK:PGNN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Paragon Financial Solutions Debt-to-Equity Related Terms

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Paragon Financial Solutions (Paragon Financial Solutions) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Paragon Financial Solutions Inc (OTCPK:PGNN) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

5400 Poplar Avenue, Suite 350, Memphis, TN, USA, 38119

Website

https://www.bankparagon.com

Paragon Financial Solutions Inc provides small and mid-sized businesses, along with their owners and executives, with a complete package of banking solutions delivered both in-person and online. The company provides Cash Management Solutions; Commerical Lending; Personal Checking Accounts; Mortgages; Private Banking and others.

Paragon Financial Solutions (Paragon Financial Solutions) Headlines

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