* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Paragon Financial Solutions's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paragon Financial Solutions FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Paragon Financial Solutions's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Paragon Financial Solutions's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paragon Financial Solutions (PGNN) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Paragon Financial Solutions and its competitors. According to the industry distribution chart, Paragon Financial Solutions ranks #777 out of 1505 companies in the Banks industry, placing it in the top 51.6%.
Is Paragon Financial Solutions' FCF Margin % too high?
Paragon Financial Solutions' current FCF Margin % is 0.00%. Based on the distribution chart, Paragon Financial Solutions ranks #777 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Paragon Financial Solutions has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Financial Solutions' FCF Margin % compare to CBAF and FBVI?
According to the Banks industry distribution chart, Paragon Financial Solutions ranks #777 out of 1505 companies for FCF Margin %. This places Paragon Financial Solutions in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Paragon Financial Solutions and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Financial Solutions's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Financial Solutions stock overvalued right now?
Based on GuruFocus' analysis, Paragon Financial Solutions (PGNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $11.98, compared to a current price of $13.27 — trading 10.7% above its estimated fair value. The current FCF Margin % is 0.00%. Paragon Financial Solutions' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Paragon Financial Solutions (PGNN), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paragon Financial Solutions (PGNN) Overvalued in 2026?
Based on GuruFocus' analysis, Paragon Financial Solutions stock appears to be overvalued.
The current stock price of $13.27 is trading 10.7% above its estimated GF Value™ of $11.98.
GuruFocus considers Paragon Financial Solutions to be Modestly Overvalued.
Key valuation signals for PGNN:
FCF Margin %: 0.00%
GF Value™: $11.98 vs. price of $13.27 (10.7% above fair value)
No single metric tells the full story. See the PGNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paragon Financial Solutions Inc is a bank that provides financial services to its customers in Tennessee; Mississippi; Georgia; and North Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate.
75GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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