PGNN (Paragon Financial Solutions) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PGNN Paragon Financial Solutions Inc PGNN
75 GF Score
Price $13.49
GF Value $12.07
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Paragon Financial Solutions Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-17), Paragon Financial Solutions's Predictability Rank is 4.5-Stars. Paragon Financial Solutions's intrinsic value calculated from the Discounted Dividend model is $45.53 and current share price is $13.49333. Consequently,

Paragon Financial Solutions's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

PGNN vs INFT, FBVI, HLFN: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Paragon Financial Solutions's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paragon Financial Solutions Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Financial Solutions's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Paragon Financial Solutions's Margin of Safety % (DCF Dividends Based) falls into.


PGNN
75GF Score
Paragon Financial Solutions Inc PGNN
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Financial Solutions Margin of Safety % (DCF Dividends Based) Calculation

Paragon Financial Solutions's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-13.49333)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Paragon Financial Solutions (PGNN) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Financial Solutions stock appears to be overvalued. The current stock price of $13.49 is trading 11.8% above its estimated GF Value™ of $12.07. GuruFocus considers Paragon Financial Solutions to be Modestly Overvalued.

Key valuation signals for PGNN:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $12.07 vs. price of $13.49 (11.8% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the PGNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paragon Financial Solutions Business Description

Address 5400 Poplar Avenue, Suite 150, Memphis, TN, USA, 38119
Paragon Financial Solutions Inc is a bank that provides financial services to its customers in Tennessee; Mississippi; Georgia; and North Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate.
75GF Score

Get the complete analysis for PGNN

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.49
Price
$12.07
GF Value