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PGNN (Paragon Financial Solutions) PB Ratio : 0.69 (As of Dec. 13, 2024)


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What is Paragon Financial Solutions PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-13), Paragon Financial Solutions's share price is $8.69. Paragon Financial Solutions's Book Value per Share for the quarter that ended in Jun. 2024 was $12.57. Hence, Paragon Financial Solutions's PB Ratio of today is 0.69.

Good Sign:

Paragon Financial Solutions Inc stock PB Ratio (=0.69) is close to 5-year low of 0.66

The historical rank and industry rank for Paragon Financial Solutions's PB Ratio or its related term are showing as below:

PGNN' s PB Ratio Range Over the Past 10 Years
Min: 0.66   Med: 0.8   Max: 1.11
Current: 0.69

During the past 10 years, Paragon Financial Solutions's highest PB Ratio was 1.11. The lowest was 0.66. And the median was 0.80.

PGNN's PB Ratio is ranked better than
71.99% of 1528 companies
in the Banks industry
Industry Median: 0.94 vs PGNN: 0.69

During the past 12 months, Paragon Financial Solutions's average Book Value Per Share Growth Rate was 8.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.60% per year.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Paragon Financial Solutions was 9.30% per year. The lowest was 1.10% per year. And the median was 2.90% per year.

Back to Basics: PB Ratio


Paragon Financial Solutions PB Ratio Historical Data

The historical data trend for Paragon Financial Solutions's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paragon Financial Solutions PB Ratio Chart

Paragon Financial Solutions Annual Data
Trend Dec05 Dec06 Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.79 1.01 0.80 0.67

Paragon Financial Solutions Quarterly Data
Dec17 Dec18 Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.73 0.67 0.72 0.71

Competitive Comparison of Paragon Financial Solutions's PB Ratio

For the Banks - Regional subindustry, Paragon Financial Solutions's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Financial Solutions's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Paragon Financial Solutions's PB Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Financial Solutions's PB Ratio falls into.



Paragon Financial Solutions PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Paragon Financial Solutions's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2024)
=8.69/12.569
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Paragon Financial Solutions  (OTCPK:PGNN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Paragon Financial Solutions PB Ratio Related Terms

Thank you for viewing the detailed overview of Paragon Financial Solutions's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Paragon Financial Solutions Business Description

Traded in Other Exchanges
N/A
Address
5400 Poplar Avenue, Suite 150, Memphis, TN, USA, 38119
Paragon Financial Solutions Inc is a bank that provides financial services to its customers in Tennessee; Mississippi; Georgia; and North Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate.

Paragon Financial Solutions Headlines

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