PGNN (Paragon Financial Solutions) ROC %: % (As of Mar. 2026)


PGNN Paragon Financial Solutions Inc PGNN
75 GF Score
Price $13.27
GF Value $11.98
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Paragon Financial Solutions ROC %?

Paragon Financial Solutions PGNN +0.51% 75 ROC % is % as of Mar. 2026. GuruFocus rates PGNN with a GF Score™ of 75/100 and a GF Value™ of $11.98 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

PGNN
75GF Score
Paragon Financial Solutions Inc PGNN
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Paragon Financial Solutions (PGNN) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Paragon Financial Solutions and its competitors.
Is Paragon Financial Solutions' ROC % too high?
Paragon Financial Solutions' current ROC % is %. Overall, Paragon Financial Solutions has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Financial Solutions' ROC % compare to CBAF and FBVI?
Paragon Financial Solutions' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Paragon Financial Solutions and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Financial Solutions's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Financial Solutions stock overvalued right now?
Based on GuruFocus' analysis, Paragon Financial Solutions (PGNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $11.98, compared to a current price of $13.27 — trading 10.7% above its estimated fair value. The current ROC % is %. Paragon Financial Solutions' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Paragon Financial Solutions (PGNN), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Financial Solutions (PGNN) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Financial Solutions stock appears to be overvalued. The current stock price of $13.27 is trading 10.7% above its estimated GF Value™ of $11.98. GuruFocus considers Paragon Financial Solutions to be Modestly Overvalued.

Key valuation signals for PGNN:

  • ROC %: %
  • GF Value™: $11.98 vs. price of $13.27 (10.7% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the PGNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paragon Financial Solutions Business Description

Address 5400 Poplar Avenue, Suite 150, Memphis, TN, USA, 38119
Paragon Financial Solutions Inc is a bank that provides financial services to its customers in Tennessee; Mississippi; Georgia; and North Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate.
75GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.27
Price
$11.98
GF Value