Samsung Life Insurance CoSSMMF 67 Debt-to-Equity is 0.31 as of Mar. 2026, which is 34% below its 10-year median of 0.47. GuruFocus rates SSMMF with a GF Score™ of 67/100. The stock has 4 warning signs investors should review. Among 407 Insurance companies, Samsung Life Insurance Co ranks worse than 64.86% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Samsung Life Insurance Co's Debt-to-Equity or its related term are showing as below:
SSMMF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.31 Med: 0.47 Max: 1
Current: 0.31
During the past 13 years, the highest Debt-to-Equity Ratio of Samsung Life Insurance Co was 1.00. The lowest was 0.31. And the median was 0.47.
SSMMF's Debt-to-Equity is ranked worse than 64.86% of 407
companies
in the Insurance industry
Industry Median: 0.21
vs SSMMF: 0.31
Samsung Life Insurance Co (OTCPK:SSMMF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Samsung Life Insurance Co Debt-to-Equity Related Terms
Samsung Life Insurance Co Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Samsung Life Insurance Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Samsung Life Insurance Co Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Samsung Life Insurance Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Samsung Life Insurance Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Samsung Life Insurance Co (SSMMF) has a Debt-to-Equity of 0.31 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Samsung Life Insurance Co and its competitors. This is 34% below median its historical median of 0.47. Over the past decade, Samsung Life Insurance Co's Debt-to-Equity has ranged from 0.31 to 1.00. According to the industry distribution chart, Samsung Life Insurance Co ranks #264 out of 407 companies in the Insurance industry, placing it in the top 64.9%.
Is Samsung Life Insurance Co's Debt-to-Equity too high?
Samsung Life Insurance Co's current Debt-to-Equity of 0.31 is 34% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.00. The Insurance industry median Debt-to-Equity is 0.21. Samsung Life Insurance Co's value of 0.31 is 47.6% above this industry median. Based on the distribution chart, Samsung Life Insurance Co ranks #264 out of 407 companies in the Insurance industry, which is below the industry midpoint. Overall, Samsung Life Insurance Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Samsung Life Insurance Co's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Samsung Life Insurance Co ranks #264 out of 407 companies for Debt-to-Equity. This places Samsung Life Insurance Co in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Samsung Life Insurance Co's value of 0.31 is 47.6% above this benchmark. Historically, Samsung Life Insurance Co's own Debt-to-Equity has ranged from 0.31 to 1.00 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.21, Samsung Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Samsung Life Insurance Co's current Debt-to-Equity of 0.31 is 47.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Samsung Life Insurance Co and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Samsung Life Insurance Co's current Debt-to-Equity is 0.31, which is 34% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Samsung Life Insurance Co stock overvalued right now?
Samsung Life Insurance Co (SSMMF) has a current Debt-to-Equity of 0.31. The current Debt-to-Equity is 0.31, which is 34% below median its 10-year median of 0.47 and 47.6% above the Insurance industry median of 0.21. Samsung Life Insurance Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Samsung Life Insurance Co (SSMMF), the current Debt-to-Equity is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Samsung Life Insurance Co Ltd is engaged in the life insurance business. It provides a broad mix of insurance, savings and financial services. Its offerings include life, health and pension insurance, along with property-related coverage. It also extends credit and mortgage loans, retirement products, trust services and investment management solutions. These services support customers in protecting their finances and planning for long-term growth across life, health, assets and retirement needs.
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