Samsung Life Insurance CoSSMMF 62 Return-on-Tangible-Equity is 6.70% as of Mar. 2026, which is 43% above its 10-year median of 4.70. GuruFocus rates SSMMF with a GF Scoreâ„¢ of 62/100. The stock has 4 warning signs investors should review. Among 502 Insurance companies, Samsung Life Insurance Co ranks worse than 76.89% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Samsung Life Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was $3,229.97 Mil. Samsung Life Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $48,241.98 Mil. Therefore, Samsung Life Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 6.70%.
The historical rank and industry rank for Samsung Life Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:
SSMMF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.1 Med: 4.7 Max: 8.4
Current: 5.96
During the past 13 years, Samsung Life Insurance Co's highest Return-on-Tangible-Equity was 8.40%. The lowest was 3.10%. And the median was 4.70%.
SSMMF's Return-on-Tangible-Equity is ranked worse than 76.89% of 502
companies
in the Insurance industry
Industry Median: 13.515
vs SSMMF: 5.96
Samsung Life Insurance Co (OTCPK:SSMMF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Samsung Life Insurance Co Return-on-Tangible-Equity Related Terms
Samsung Life Insurance Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Samsung Life Insurance Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Samsung Life Insurance Co Return-on-Tangible-Equity Chart
SSMMF vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison
For the Insurance - Life subindustry, Samsung Life Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Samsung Life Insurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Samsung Life Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Samsung Life Insurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 6.70% mean?
Samsung Life Insurance Co (SSMMF) has a Return-on-Tangible-Equity of 6.70% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Samsung Life Insurance Co and its competitors. This is 43% above median its historical median of 4.70. Over the past decade, Samsung Life Insurance Co's Return-on-Tangible-Equity has ranged from 3.10 to 8.40. According to the industry distribution chart, Samsung Life Insurance Co ranks #386 out of 502 companies in the Insurance industry, placing it in the top 76.9%.
Is Samsung Life Insurance Co's Return-on-Tangible-Equity too high?
Samsung Life Insurance Co's current Return-on-Tangible-Equity of 6.70% is 43% above median its 10-year median of 4.70. Over the past 10 years, this metric has ranged from a low of 3.10 to a high of 8.40. The Insurance industry median Return-on-Tangible-Equity is 13.52. Samsung Life Insurance Co's value of 6.70% is 50.4% below this industry median. Based on the distribution chart, Samsung Life Insurance Co ranks #386 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Samsung Life Insurance Co has a GF Scoreâ„¢ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Samsung Life Insurance Co's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Samsung Life Insurance Co ranks #386 out of 502 companies for Return-on-Tangible-Equity. This places Samsung Life Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.52. Samsung Life Insurance Co's value of 6.70% is 50.4% below this benchmark. Historically, Samsung Life Insurance Co's own Return-on-Tangible-Equity has ranged from 3.10 to 8.40 over the past decade. While the company's 10-year median is 4.70 vs. the industry median of 13.52, Samsung Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Samsung Life Insurance Co's current Return-on-Tangible-Equity of 6.70% is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Samsung Life Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Samsung Life Insurance Co's current Return-on-Tangible-Equity is 6.70%, which is 43% above median its own 10-year median of 4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Samsung Life Insurance Co stock overvalued right now?
Samsung Life Insurance Co (SSMMF) has a current Return-on-Tangible-Equity of 6.70%. The current Return-on-Tangible-Equity is 6.70%, which is 43% above median its 10-year median of 4.70 and 50.4% below the Insurance industry median of 13.52. Samsung Life Insurance Co's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Samsung Life Insurance Co (SSMMF), the current Return-on-Tangible-Equity is 6.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Samsung Life Insurance Co Ltd is engaged in the life insurance business. It provides a broad mix of insurance, savings and financial services. Its offerings include life, health and pension insurance, along with property-related coverage. It also extends credit and mortgage loans, retirement products, trust services and investment management solutions. These services support customers in protecting their finances and planning for long-term growth across life, health, assets and retirement needs.
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