SSMMF (Samsung Life Insurance Co) Net Margin %: 14.46% (As of Mar. 2026) — 123% Above Median


What is Samsung Life Insurance Co Net Margin %?

Samsung Life Insurance Co SSMMF 62 Net Margin % is 14.46% as of Mar. 2026, which is 123% above its 10-year median of 6.47. GuruFocus rates SSMMF with a GF Score™ of 62/100. The stock has 9 warning signs investors should review. Among 503 Insurance companies, Samsung Life Insurance Co ranks better than 50.5% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Samsung Life Insurance Co's Net Income for the three months ended in Mar. 2026 was $807.49 Mil. Samsung Life Insurance Co's Revenue for the three months ended in Mar. 2026 was $5,584.77 Mil. Therefore, Samsung Life Insurance Co's net margin for the quarter that ended in Mar. 2026 was 14.46%.

The historical rank and industry rank for Samsung Life Insurance Co's Net Margin % or its related term are showing as below:

SSMMF' s Net Margin % Range Over the Past 10 Years
Min: 3.45   Med: 6.47   Max: 10.76
Current: 9.39


SSMMF's Net Margin % is ranked better than
50.5% of 503 companies
in the Insurance industry
Industry Median: 9.29 vs SSMMF: 9.39

Samsung Life Insurance Co  (OTCPK:SSMMF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Samsung Life Insurance Co Net Margin % Related Terms


Samsung Life Insurance Co Net Margin % Historical Data

* Premium members only.

The historical data trend for Samsung Life Insurance Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Samsung Life Insurance Co Net Margin % Chart

Samsung Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.15 10.76 7.77 8.82 8.08

Samsung Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.89 10.42 10.09 2.37 14.46

SSMMF vs AFL, MET, PRU: Net Margin % Comparison

For the Insurance - Life subindustry, Samsung Life Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Samsung Life Insurance Co Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Samsung Life Insurance Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where Samsung Life Insurance Co's Net Margin % falls into.



Samsung Life Insurance Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Samsung Life Insurance Co's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1571.522/19443.276
=8.08 %

Samsung Life Insurance Co's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=807.492/5584.768
=14.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 14.46% mean?
Samsung Life Insurance Co (SSMMF) has a Net Margin % of 14.46% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Samsung Life Insurance Co and its competitors. This is 123% above median its historical median of 6.47. Over the past decade, Samsung Life Insurance Co's Net Margin % has ranged from 3.45 to 10.76. According to the industry distribution chart, Samsung Life Insurance Co ranks #249 out of 503 companies in the Insurance industry, placing it in the top 49.5%.
Is Samsung Life Insurance Co's Net Margin % too high?
Samsung Life Insurance Co's current Net Margin % of 14.46% is 123% above median its 10-year median of 6.47. Over the past 10 years, this metric has ranged from a low of 3.45 to a high of 10.76. The Insurance industry median Net Margin % is 9.29. Samsung Life Insurance Co's value of 14.46% is 55.7% above this industry median. Based on the distribution chart, Samsung Life Insurance Co ranks #249 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Samsung Life Insurance Co has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Samsung Life Insurance Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Samsung Life Insurance Co ranks #249 out of 503 companies for Net Margin %. This puts Samsung Life Insurance Co in the upper half of its industry. The industry median Net Margin % is 9.29. Samsung Life Insurance Co's value of 14.46% is 55.7% above this benchmark. Historically, Samsung Life Insurance Co's own Net Margin % has ranged from 3.45 to 10.76 over the past decade. While the company's 10-year median is 6.47 vs. the industry median of 9.29, Samsung Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Samsung Life Insurance Co's current Net Margin % of 14.46% is 55.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Samsung Life Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Samsung Life Insurance Co's current Net Margin % is 14.46%, which is 123% above median its own 10-year median of 6.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Samsung Life Insurance Co stock overvalued right now?
Samsung Life Insurance Co (SSMMF) has a current Net Margin % of 14.46%. The current Net Margin % is 14.46%, which is 123% above median its 10-year median of 6.47 and 55.7% above the Insurance industry median of 9.29. Samsung Life Insurance Co's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Samsung Life Insurance Co (SSMMF), the current Net Margin % is 14.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Samsung Life Insurance Co Business Description

Other Exchanges 032830:Korea
Address 11 Seocho-daero 74-gil, Seocho-gu, Seoul, KOR, 06620
Samsung Life Insurance Co Ltd is engaged in the life insurance business. It provides a broad mix of insurance, savings and financial services. Its offerings include life, health and pension insurance, along with property-related coverage. It also extends credit and mortgage loans, retirement products, trust services and investment management solutions. These services support customers in protecting their finances and planning for long-term growth across life, health, assets and retirement needs.