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FPT Digital Retail JSCSTC:FRT +6.99%95 Debt-to-Equity is 2.78 as of Mar. 2026, which is 4% below its 10-year median of 2.91. GuruFocus rates STC:FRT with a GF Score™ of 95/100 and a GF Value™ of ₫180,002.83 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,022 Retail - Cyclical companies, FPT Digital Retail JSC ranks worse than 91% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for FPT Digital Retail JSC's Debt-to-Equity or its related term are showing as below:
STC:FRT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.96 Med: 2.91 Max: 5.07
Current: 2.78
During the past 8 years, the highest Debt-to-Equity Ratio of FPT Digital Retail JSC was 5.07. The lowest was 1.96. And the median was 2.91.
STC:FRT's Debt-to-Equity is ranked worse than 91% of 1022
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs STC:FRT: 2.78
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
FPT Digital Retail JSC Debt-to-Equity Related Terms
FPT Digital Retail JSC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for FPT Digital Retail JSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:FRT vs CASY, WSM, ULTA: Debt-to-Equity Comparison
For the Specialty Retail subindustry, FPT Digital Retail JSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FPT Digital Retail JSC Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, FPT Digital Retail JSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where FPT Digital Retail JSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FPT Digital Retail JSC (STC:FRT) has a Debt-to-Equity of 2.78 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on FPT Digital Retail JSC and its competitors. This is near median its historical median of 2.91. Over the past decade, FPT Digital Retail JSC's Debt-to-Equity has ranged from 1.96 to 5.07. According to the industry distribution chart, FPT Digital Retail JSC ranks #930 out of 1022 companies in the Retail - Cyclical industry, placing it in the top 91%.
Is FPT Digital Retail JSC's Debt-to-Equity too high?
FPT Digital Retail JSC's current Debt-to-Equity of 2.78 is near median its 10-year median of 2.91. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 5.07. The Retail - Cyclical industry median Debt-to-Equity is 0.56. FPT Digital Retail JSC's value of 2.78 is 396.4% above this industry median. Based on the distribution chart, FPT Digital Retail JSC ranks #930 out of 1022 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, FPT Digital Retail JSC has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FPT Digital Retail JSC's Debt-to-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, FPT Digital Retail JSC ranks #930 out of 1022 companies for Debt-to-Equity. This places FPT Digital Retail JSC in the lower half of its industry. The industry median Debt-to-Equity is 0.56. FPT Digital Retail JSC's value of 2.78 is 396.4% above this benchmark. Historically, FPT Digital Retail JSC's own Debt-to-Equity has ranged from 1.96 to 5.07 over the past decade. While the company's 10-year median is 2.91 vs. the industry median of 0.56, FPT Digital Retail JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,022 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FPT Digital Retail JSC's current Debt-to-Equity of 2.78 is 396.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on FPT Digital Retail JSC and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FPT Digital Retail JSC's current Debt-to-Equity is 2.78, which is near median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FPT Digital Retail JSC stock overvalued right now?
Based on GuruFocus' analysis, FPT Digital Retail JSC (STC:FRT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫180,002.83, compared to a current price of ₫133,100.00 — trading 26.1% below its estimated fair value. The current Debt-to-Equity is 2.78, which is near median its 10-year median of 2.91 and 396.4% above the Retail - Cyclical industry median of 0.56. FPT Digital Retail JSC's overall GF Score™ is 95/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For FPT Digital Retail JSC (STC:FRT), the current Debt-to-Equity is 2.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FPT Digital Retail JSC (STC:FRT) Overvalued in 2026?
Based on GuruFocus' analysis, FPT Digital Retail JSC stock appears to be undervalued.
The current stock price of ₫133,100.00 is trading 26.1% below its estimated GF Value™ of ₫180,002.83.
GuruFocus considers FPT Digital Retail JSC to be Modestly Undervalued.
Key valuation signals for STC:FRT:
Debt-to-Equity: 2.78 (near median its 10-year median of 2.91)
GF Value™: ₫180,002.83 vs. price of ₫133,100.00 (26.1% below fair value)
Industry Position: 396.4% above the Retail - Cyclical median (#930 of 1022)
No single metric tells the full story. See the STC:FRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FPT Digital Retail JSC is a retail mobile digital products including mobile phones, tablets, laptops, accessories, to provides technology services, wireless communication, and other financial services. Geographically, the company operates only in Vietnam. The company's business segments are: Informatics equipment, telephones, components and related accessories, Pharmaceutical, and Others. It derives maximum revenue from the Informatics equipment, telephones, components and related accessories segment.
95GF Score
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