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FPT Digital Retail JSC (STC:FRT) Interest Coverage : 3.59 (As of Mar. 2025)


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What is FPT Digital Retail JSC Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. FPT Digital Retail JSC's Operating Income for the three months ended in Mar. 2025 was ₫317,850 Mil. FPT Digital Retail JSC's Interest Expense for the three months ended in Mar. 2025 was ₫-88,584 Mil. FPT Digital Retail JSC's interest coverage for the quarter that ended in Mar. 2025 was 3.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for FPT Digital Retail JSC's Interest Coverage or its related term are showing as below:

STC:FRT' s Interest Coverage Range Over the Past 10 Years
Min: 0.68   Med: 2.63   Max: 4.81
Current: 3.14


STC:FRT's Interest Coverage is ranked worse than
71.09% of 792 companies
in the Retail - Cyclical industry
Industry Median: 7.795 vs STC:FRT: 3.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


FPT Digital Retail JSC Interest Coverage Historical Data

The historical data trend for FPT Digital Retail JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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FPT Digital Retail JSC Interest Coverage Chart

FPT Digital Retail JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial 0.68 3.74 2.40 - 2.72

FPT Digital Retail JSC Quarterly Data
Dec18 Dec19 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.06 2.36 3.91 2.58 3.59

Competitive Comparison of FPT Digital Retail JSC's Interest Coverage

For the Specialty Retail subindustry, FPT Digital Retail JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FPT Digital Retail JSC's Interest Coverage Distribution in the Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, FPT Digital Retail JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where FPT Digital Retail JSC's Interest Coverage falls into.


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FPT Digital Retail JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FPT Digital Retail JSC's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, FPT Digital Retail JSC's Interest Expense was ₫-253,429 Mil. Its Operating Income was ₫690,016 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*690016.104/-253428.831
=2.72

FPT Digital Retail JSC's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, FPT Digital Retail JSC's Interest Expense was ₫-88,584 Mil. Its Operating Income was ₫317,850 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*317850.377/-88583.551
=3.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


FPT Digital Retail JSC  (STC:FRT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


FPT Digital Retail JSC Interest Coverage Related Terms

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FPT Digital Retail JSC Business Description

Traded in Other Exchanges
N/A
Address
261-263 Khanh Hoi Street, Ward 5, District 4, Ho Chi Minh City, VNM
Website
FPT Digital Retail JSC is a trading company of technology devices such as mobile phones, Apple products, personal computers, tablets, accessories and other services. Further, it own two retail chains named by FPT shop and F.Studio with nearly 482 stores across 63 provinces.