FPT Digital Retail JSC (STC:FRT) ROE %: 26.64% (As of Mar. 2026) — 35% Above Median


STC:FRT FPT Digital Retail JSC STC:FRT
94 GF Score
Price ₫127,800.00
GF Value ₫185,440.00
Valuation Significantly Undervalued
! 2 Warning Signs
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What is FPT Digital Retail JSC ROE %?

FPT Digital Retail JSC STC:FRT -0.78% 94 ROE % is 26.64% as of Mar. 2026, which is 35% above its 10-year median of 19.68. GuruFocus rates STC:FRT with a GF Score™ of 94/100 and a GF Value™ of ₫185,440.00 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,097 Retail - Cyclical companies, FPT Digital Retail JSC ranks better than 87.42% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. FPT Digital Retail JSC's annualized net income for the quarter that ended in Mar. 2026 was ₫1,149,408 Mil. FPT Digital Retail JSC's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₫4,315,225 Mil. Therefore, FPT Digital Retail JSC's annualized ROE % for the quarter that ended in Mar. 2026 was 26.64%.

The historical rank and industry rank for FPT Digital Retail JSC's ROE % or its related term are showing as below:

STC:FRT' s ROE % Range Over the Past 10 Years
Min: -19.16   Med: 19.68   Max: 30.86
Current: 27.44

During the past 8 years, FPT Digital Retail JSC's highest ROE % was 30.86%. The lowest was -19.16%. And the median was 19.68%.

STC:FRT's ROE % is ranked better than
87.42% of 1097 companies
in the Retail - Cyclical industry
Industry Median: 6.46 vs STC:FRT: 27.44

FPT Digital Retail JSC  (STC:FRT) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1149407.568/4315224.7545
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1149407.568 / 60467636.364)*(60467636.364 / 24870700.9305)*(24870700.9305 / 4315224.7545)
=Net Margin %*Asset Turnover*Equity Multiplier
=1.9 %*2.4313*5.7635
=ROA %*Equity Multiplier
=4.62 %*5.7635
=26.64 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1149407.568/4315224.7545
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1149407.568 / 1886515.84) * (1886515.84 / 1897452.288) * (1897452.288 / 60467636.364) * (60467636.364 / 24870700.9305) * (24870700.9305 / 4315224.7545)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.6093 * 0.9942 * 3.14 % * 2.4313 * 5.7635
=26.64 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


FPT Digital Retail JSC ROE % Related Terms


FPT Digital Retail JSC ROE % Historical Data

* Premium members only.

The historical data trend for FPT Digital Retail JSC's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FPT Digital Retail JSC ROE % Chart

FPT Digital Retail JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial 30.86 21.27 -19.16 18.09 26.13

FPT Digital Retail JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.66 19.19 29.40 31.92 26.64

STC:FRT vs CASY, WSM, ULTA: ROE % Comparison

For the Specialty Retail subindustry, FPT Digital Retail JSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FPT Digital Retail JSC ROE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, FPT Digital Retail JSC's ROE % distribution charts can be found below:

* The bar in red indicates where FPT Digital Retail JSC's ROE % falls into.


STC:FRT
94GF Score
FPT Digital Retail JSC STC:FRT
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FPT Digital Retail JSC ROE % Calculation

FPT Digital Retail JSC's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=794864.944/( (1911810.28+4171460.701)/ 2 )
=794864.944/3041635.4905
=26.13 %

FPT Digital Retail JSC's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=1149407.568/( (4171460.701+4458988.808)/ 2 )
=1149407.568/4315224.7545
=26.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 26.64% mean?
FPT Digital Retail JSC (STC:FRT) has a ROE % of 26.64% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on FPT Digital Retail JSC and its competitors. This is 35% above median its historical median of 19.68. According to the industry distribution chart, FPT Digital Retail JSC ranks #138 out of 1097 companies in the Retail - Cyclical industry, placing it in the top 12.6%.
Is FPT Digital Retail JSC's ROE % too high?
FPT Digital Retail JSC's current ROE % of 26.64% is 35% above median its 10-year median of 19.68. The Retail - Cyclical industry median ROE % is 6.46. FPT Digital Retail JSC's value of 26.64% is 312.4% above this industry median. Based on the distribution chart, FPT Digital Retail JSC ranks #138 out of 1097 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, FPT Digital Retail JSC has a GF Score™ of 94/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FPT Digital Retail JSC's ROE % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, FPT Digital Retail JSC ranks #138 out of 1097 companies for ROE %. This places FPT Digital Retail JSC in the top 13% of its industry — outperforming the majority of peers. The industry median ROE % is 6.46. FPT Digital Retail JSC's value of 26.64% is 312.4% above this benchmark. While the company's 10-year median is 19.68 vs. the industry median of 6.46, FPT Digital Retail JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.46, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FPT Digital Retail JSC's current ROE % of 26.64% is 312.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on FPT Digital Retail JSC and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FPT Digital Retail JSC's current ROE % is 26.64%, which is 35% above median its own 10-year median of 19.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FPT Digital Retail JSC stock overvalued right now?
Based on GuruFocus' analysis, FPT Digital Retail JSC (STC:FRT) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫185,440.00, compared to a current price of ₫127,800.00 — trading 31.1% below its estimated fair value. The current ROE % is 26.64%, which is 35% above median its 10-year median of 19.68 and 312.4% above the Retail - Cyclical industry median of 6.46. FPT Digital Retail JSC's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For FPT Digital Retail JSC (STC:FRT), the current ROE % is 26.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FPT Digital Retail JSC (STC:FRT) Overvalued in 2026?

Based on GuruFocus' analysis, FPT Digital Retail JSC stock appears to be undervalued. The current stock price of ₫127,800.00 is trading 31.1% below its estimated GF Value™ of ₫185,440.00. GuruFocus considers FPT Digital Retail JSC to be Significantly Undervalued.

Key valuation signals for STC:FRT:

  • ROE %: 26.64% (35% above median its 10-year median of 19.68)
  • GF Value™: ₫185,440.00 vs. price of ₫127,800.00 (31.1% below fair value)
  • GF Score™: 94/100 with 2 warning signs
  • Industry Position: 312.4% above the Retail - Cyclical median (#138 of 1097)

No single metric tells the full story. See the STC:FRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FPT Digital Retail JSC Business Description

Address 261-263 Khanh Hoi Street, Ward 02, District 4, Ho Chi Minh City, VNM
FPT Digital Retail JSC is a retail mobile digital products including mobile phones, tablets, laptops, accessories, to provides technology services, wireless communication, and other financial services. Geographically, the company operates only in Vietnam. The company's business segments are: Informatics equipment, telephones, components and related accessories, Pharmaceutical, and Others. It derives maximum revenue from the Informatics equipment, telephones, components and related accessories segment.
94GF Score

Get the complete analysis for STC:FRT

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫127,800.00
Price
₫185,440.00
GF Value