FPT Digital Retail JSC (STC:FRT) Return-on-Tangible-Equity: 30.00% (As of Mar. 2026) — 30% Above Median


STC:FRT FPT Digital Retail JSC STC:FRT
94 GF Score
Price ₫120,400.00
GF Value ₫177,502.45
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is FPT Digital Retail JSC Return-on-Tangible-Equity?

FPT Digital Retail JSC STC:FRT -1.31% 94 Return-on-Tangible-Equity is 30.00% as of Mar. 2026, which is 30% above its 10-year median of 23.11. GuruFocus rates STC:FRT with a GF Score™ of 94/100 and a GF Value™ of ₫177,502.45 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,057 Retail - Cyclical companies, FPT Digital Retail JSC ranks better than 81.93% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. FPT Digital Retail JSC's annualized net income for the quarter that ended in Mar. 2026 was ₫1,149,408 Mil. FPT Digital Retail JSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₫3,830,893 Mil. Therefore, FPT Digital Retail JSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 30.00%.

The historical rank and industry rank for FPT Digital Retail JSC's Return-on-Tangible-Equity or its related term are showing as below:

STC:FRT' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -22.31   Med: 23.11   Max: 33.13
Current: 31.52

During the past 8 years, FPT Digital Retail JSC's highest Return-on-Tangible-Equity was 33.13%. The lowest was -22.31%. And the median was 23.11%.

STC:FRT's Return-on-Tangible-Equity is ranked better than
81.93% of 1057 companies
in the Retail - Cyclical industry
Industry Median: 8.28 vs STC:FRT: 31.52

FPT Digital Retail JSC  (STC:FRT) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


FPT Digital Retail JSC Return-on-Tangible-Equity Related Terms


FPT Digital Retail JSC Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for FPT Digital Retail JSC's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FPT Digital Retail JSC Return-on-Tangible-Equity Chart

FPT Digital Retail JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial 33.13 23.36 -22.31 22.85 30.54

FPT Digital Retail JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.20 23.13 33.84 36.05 30.00

STC:FRT vs CASY, WSM, DKS: Return-on-Tangible-Equity Comparison

For the Specialty Retail subindustry, FPT Digital Retail JSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FPT Digital Retail JSC Return-on-Tangible-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, FPT Digital Retail JSC's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where FPT Digital Retail JSC's Return-on-Tangible-Equity falls into.


STC:FRT
94GF Score
FPT Digital Retail JSC STC:FRT
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FPT Digital Retail JSC Return-on-Tangible-Equity Calculation

FPT Digital Retail JSC's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=794864.944/( (1516290.575+3689851.669 )/ 2 )
=794864.944/2603071.122
=30.54 %

FPT Digital Retail JSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=1149407.568/( (3689851.669+3971933.768)/ 2 )
=1149407.568/3830892.7185
=30.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 30.00% mean?
FPT Digital Retail JSC (STC:FRT) has a Return-on-Tangible-Equity of 30.00% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FPT Digital Retail JSC and its competitors. This is 30% above median its historical median of 23.11. According to the industry distribution chart, FPT Digital Retail JSC ranks #191 out of 1057 companies in the Retail - Cyclical industry, placing it in the top 18.1%.
Is FPT Digital Retail JSC's Return-on-Tangible-Equity too high?
FPT Digital Retail JSC's current Return-on-Tangible-Equity of 30.00% is 30% above median its 10-year median of 23.11. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.28. FPT Digital Retail JSC's value of 30.00% is 262.3% above this industry median. Based on the distribution chart, FPT Digital Retail JSC ranks #191 out of 1057 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, FPT Digital Retail JSC has a GF Score™ of 94/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FPT Digital Retail JSC's Return-on-Tangible-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, FPT Digital Retail JSC ranks #191 out of 1057 companies for Return-on-Tangible-Equity. This places FPT Digital Retail JSC in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.28. FPT Digital Retail JSC's value of 30.00% is 262.3% above this benchmark. While the company's 10-year median is 23.11 vs. the industry median of 8.28, FPT Digital Retail JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.28, based on 1,057 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FPT Digital Retail JSC's current Return-on-Tangible-Equity of 30.00% is 262.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FPT Digital Retail JSC and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FPT Digital Retail JSC's current Return-on-Tangible-Equity is 30.00%, which is 30% above median its own 10-year median of 23.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FPT Digital Retail JSC stock overvalued right now?
Based on GuruFocus' analysis, FPT Digital Retail JSC (STC:FRT) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫177,502.45, compared to a current price of ₫120,400.00 — trading 32.2% below its estimated fair value. The current Return-on-Tangible-Equity is 30.00%, which is 30% above median its 10-year median of 23.11 and 262.3% above the Retail - Cyclical industry median of 8.28. FPT Digital Retail JSC's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For FPT Digital Retail JSC (STC:FRT), the current Return-on-Tangible-Equity is 30.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FPT Digital Retail JSC (STC:FRT) Overvalued in 2026?

Based on GuruFocus' analysis, FPT Digital Retail JSC stock appears to be undervalued. The current stock price of ₫120,400.00 is trading 32.2% below its estimated GF Value™ of ₫177,502.45. GuruFocus considers FPT Digital Retail JSC to be Significantly Undervalued.

Key valuation signals for STC:FRT:

  • Return-on-Tangible-Equity: 30.00% (30% above median its 10-year median of 23.11)
  • GF Value™: ₫177,502.45 vs. price of ₫120,400.00 (32.2% below fair value)
  • GF Score™: 94/100 with 2 warning signs
  • Industry Position: 262.3% above the Retail - Cyclical median (#191 of 1057)

No single metric tells the full story. See the STC:FRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FPT Digital Retail JSC Business Description

Address 261-263 Khanh Hoi Street, Ward 02, District 4, Ho Chi Minh City, VNM
FPT Digital Retail JSC is a retail mobile digital products including mobile phones, tablets, laptops, accessories, to provides technology services, wireless communication, and other financial services. Geographically, the company operates only in Vietnam. The company's business segments are: Informatics equipment, telephones, components and related accessories, Pharmaceutical, and Others. It derives maximum revenue from the Informatics equipment, telephones, components and related accessories segment.
94GF Score

Get the complete analysis for STC:FRT

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫120,400.00
Price
₫177,502.45
GF Value