Hoang Anh Gia Lai JSC (STC:HAG) Debt-to-Equity: 0.55 (As of Jun. 2026) — 66% Below Median

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STC:HAG Hoang Anh Gia Lai JSC STC:HAG
70 GF Score
Price ₫14,250.00
GF Value ₫13,150.97
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Hoang Anh Gia Lai JSC Debt-to-Equity?

Hoang Anh Gia Lai JSC STC:HAG 70 Debt-to-Equity is 0.55 as of Jun. 2026, which is 66% below its 10-year median of 1.60. GuruFocus rates STC:HAG with a GF Score™ of 70/100 and a GF Value™ of ₫13,150.97 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,544 Real Estate companies, Hoang Anh Gia Lai JSC ranks better than 59.26% on this metric.

Hoang Anh Gia Lai JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫5,351,393 Mil. Hoang Anh Gia Lai JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₫3,303,759 Mil. Hoang Anh Gia Lai JSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₫15,788,300 Mil. Hoang Anh Gia Lai JSC's debt to equity for the quarter that ended in Jun. 2026 was 0.55.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Hoang Anh Gia Lai JSC's Debt-to-Equity or its related term are showing as below:

STC:HAG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.46   Med: 1.6   Max: 3.57
Current: 0.55

During the past 13 years, the highest Debt-to-Equity Ratio of Hoang Anh Gia Lai JSC was 3.57. The lowest was 0.46. And the median was 1.60.

STC:HAG's Debt-to-Equity is ranked better than
59.26% of 1544 companies
in the Real Estate industry
Industry Median: 0.75 vs STC:HAG: 0.55

Hoang Anh Gia Lai JSC  (STC:HAG) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Hoang Anh Gia Lai JSC Debt-to-Equity Related Terms


Hoang Anh Gia Lai JSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Hoang Anh Gia Lai JSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoang Anh Gia Lai JSC Debt-to-Equity Chart

Hoang Anh Gia Lai JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.85 1.64 1.24 0.80 0.60

Hoang Anh Gia Lai JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.67 0.60 0.46 0.55

Hoang Anh Gia Lai JSC Debt-to-Equity Competitor Comparison

For the Real Estate - Diversified subindustry, Hoang Anh Gia Lai JSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoang Anh Gia Lai JSC Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hoang Anh Gia Lai JSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Hoang Anh Gia Lai JSC's Debt-to-Equity falls into.


STC:HAG
70GF Score
Hoang Anh Gia Lai JSC STC:HAG
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoang Anh Gia Lai JSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Hoang Anh Gia Lai JSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(6471737.916 + 1429800.331) / 13211503.162
=0.60

Hoang Anh Gia Lai JSC's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(5351392.813 + 3303758.594) / 15788300.221
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.55 mean?
Hoang Anh Gia Lai JSC (STC:HAG) has a Debt-to-Equity of 0.55 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hoang Anh Gia Lai JSC and its competitors. This is 66% below median its historical median of 1.60. Over the past decade, Hoang Anh Gia Lai JSC's Debt-to-Equity has ranged from 0.46 to 3.57. According to the industry distribution chart, Hoang Anh Gia Lai JSC ranks #629 out of 1544 companies in the Real Estate industry, placing it in the top 40.7%.
Is Hoang Anh Gia Lai JSC's Debt-to-Equity too high?
Hoang Anh Gia Lai JSC's current Debt-to-Equity of 0.55 is 66% below median its 10-year median of 1.60. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 3.57. The Real Estate industry median Debt-to-Equity is 0.75. Hoang Anh Gia Lai JSC's value of 0.55 is 26.7% below this industry median. Based on the distribution chart, Hoang Anh Gia Lai JSC ranks #629 out of 1544 companies in the Real Estate industry, which is above the industry midpoint. Overall, Hoang Anh Gia Lai JSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hoang Anh Gia Lai JSC's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Hoang Anh Gia Lai JSC ranks #629 out of 1544 companies for Debt-to-Equity. This puts Hoang Anh Gia Lai JSC in the upper half of its industry. The industry median Debt-to-Equity is 0.75. Hoang Anh Gia Lai JSC's value of 0.55 is 26.7% below this benchmark. Historically, Hoang Anh Gia Lai JSC's own Debt-to-Equity has ranged from 0.46 to 3.57 over the past decade. While the company's 10-year median is 1.60 vs. the industry median of 0.75, Hoang Anh Gia Lai JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.75, based on 1,544 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoang Anh Gia Lai JSC's current Debt-to-Equity of 0.55 is 26.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hoang Anh Gia Lai JSC and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoang Anh Gia Lai JSC's current Debt-to-Equity is 0.55, which is 66% below median its own 10-year median of 1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoang Anh Gia Lai JSC stock overvalued right now?
Based on GuruFocus' analysis, Hoang Anh Gia Lai JSC (STC:HAG) is currently considered Fairly Valued. The stock's GF Value™ is ₫13,150.97, compared to a current price of ₫14,250.00 — trading 8.4% above its estimated fair value. The current Debt-to-Equity is 0.55, which is 66% below median its 10-year median of 1.60 and 26.7% below the Real Estate industry median of 0.75. Hoang Anh Gia Lai JSC's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Hoang Anh Gia Lai JSC (STC:HAG), the current Debt-to-Equity is 0.55 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoang Anh Gia Lai JSC (STC:HAG) Overvalued in 2026?

Based on GuruFocus' analysis, Hoang Anh Gia Lai JSC stock appears to be overvalued. The current stock price of ₫14,250.00 is trading 8.4% above its estimated GF Value™ of ₫13,150.97. GuruFocus considers Hoang Anh Gia Lai JSC to be Fairly Valued.

Key valuation signals for STC:HAG:

  • Debt-to-Equity: 0.55 (66% below median its 10-year median of 1.60)
  • GF Value™: ₫13,150.97 vs. price of ₫14,250.00 (8.4% above fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 26.7% below the Real Estate median (#629 of 1544)

No single metric tells the full story. See the STC:HAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoang Anh Gia Lai JSC Business Description

Address 15 Truong Chinh Street, Phu Dong Ward, Gia Lai Province, Pleiku, VNM
Hoang Anh Gia Lai JSC is a Vietnam-based company engaged in the development, sale, and lease of residential and commercial properties. It develops, rents, and trades in real estate, including the construction of headquarters, office buildings, amongst others. The group is organised into seven business segments namely, Real Estate, Production, Trading and Services, Construction, Power, Mining, and Agriculture. It also has presence in sport and entertainment industries. Other activities include forestation, rubber cultivation and latex processing, electricity generation and distribution, as well as the provision of hotel and resort services.
70GF Score

Get the complete analysis for STC:HAG

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,250.00
Price
₫13,150.97
GF Value