Hoang Anh Gia Lai JSC (STC:HAG) 3-Year RORE % : 13.87% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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STC:HAG Hoang Anh Gia Lai JSC STC:HAG
73 GF Score
Price ₫14,550.00
GF Value ₫14,572.11
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Hoang Anh Gia Lai JSC 3-Year RORE %?

Hoang Anh Gia Lai JSC STC:HAG -0.34% 73 3-Year RORE % is 13.87 as of Mar. 2026. GuruFocus rates STC:HAG with a GF Score™ of 73/100 and a GF Value™ of ₫14,572.11 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,687 Real Estate companies, Hoang Anh Gia Lai JSC ranks better than 58.03% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Hoang Anh Gia Lai JSC's 3-Year RORE % for the quarter that ended in Mar. 2026 was 13.87%.

The industry rank for Hoang Anh Gia Lai JSC's 3-Year RORE % or its related term are showing as below:

STC:HAG's 3-Year RORE % is ranked better than
58.03% of 1687 companies
in the Real Estate industry
Industry Median: 5.08 vs STC:HAG: 13.87

Hoang Anh Gia Lai JSC  (STC:HAG) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Hoang Anh Gia Lai JSC 3-Year RORE % Related Terms


Hoang Anh Gia Lai JSC 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Hoang Anh Gia Lai JSC's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoang Anh Gia Lai JSC 3-Year RORE % Chart

Hoang Anh Gia Lai JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 649.18 2,775.27 48.57 -6.04 0.33

Hoang Anh Gia Lai JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.22 3.97 6.89 0.33 13.87

Hoang Anh Gia Lai JSC 3-Year RORE % Competitor Comparison

For the Real Estate - Diversified subindustry, Hoang Anh Gia Lai JSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoang Anh Gia Lai JSC 3-Year RORE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hoang Anh Gia Lai JSC's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Hoang Anh Gia Lai JSC's 3-Year RORE % falls into.


STC:HAG
73GF Score
Hoang Anh Gia Lai JSC STC:HAG
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoang Anh Gia Lai JSC 3-Year RORE % Calculation

Hoang Anh Gia Lai JSC's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2428-1712 )/( 5162-0 )
=716/5162
=13.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 13.87 mean?
Hoang Anh Gia Lai JSC (STC:HAG) has a 3-Year RORE % of 13.87 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Hoang Anh Gia Lai JSC and its competitors. According to the industry distribution chart, Hoang Anh Gia Lai JSC ranks #708 out of 1687 companies in the Real Estate industry, placing it in the top 42%.
Is Hoang Anh Gia Lai JSC's 3-Year RORE % too high?
Hoang Anh Gia Lai JSC's current 3-Year RORE % is 13.87. The Real Estate industry median 3-Year RORE % is 5.08. Hoang Anh Gia Lai JSC's value of 13.87 is 173% above this industry median. Based on the distribution chart, Hoang Anh Gia Lai JSC ranks #708 out of 1687 companies in the Real Estate industry, which is above the industry midpoint. Overall, Hoang Anh Gia Lai JSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hoang Anh Gia Lai JSC's 3-Year RORE % compare to competitors?
According to the Real Estate industry distribution chart, Hoang Anh Gia Lai JSC ranks #708 out of 1687 companies for 3-Year RORE %. This puts Hoang Anh Gia Lai JSC in the upper half of its industry. The industry median 3-Year RORE % is 5.08. Hoang Anh Gia Lai JSC's value of 13.87 is 173% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Real Estate company?
The median 3-Year RORE % among Real Estate companies is 5.08, based on 1,687 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoang Anh Gia Lai JSC's current 3-Year RORE % of 13.87 is 173% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Hoang Anh Gia Lai JSC and its competitors. For the Real Estate industry, the median 3-Year RORE % is 5.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoang Anh Gia Lai JSC's current 3-Year RORE % is 13.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoang Anh Gia Lai JSC stock overvalued right now?
Based on GuruFocus' analysis, Hoang Anh Gia Lai JSC (STC:HAG) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,572.11, compared to a current price of ₫14,550.00 — trading 0.2% below its estimated fair value. The current 3-Year RORE % is 13.87 and 173% above the Real Estate industry median of 5.08. Hoang Anh Gia Lai JSC's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Hoang Anh Gia Lai JSC (STC:HAG), the current 3-Year RORE % is 13.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoang Anh Gia Lai JSC (STC:HAG) Overvalued in 2026?

Based on GuruFocus' analysis, Hoang Anh Gia Lai JSC stock appears to be undervalued. The current stock price of ₫14,550.00 is trading 0.2% below its estimated GF Value™ of ₫14,572.11. GuruFocus considers Hoang Anh Gia Lai JSC to be Fairly Valued.

Key valuation signals for STC:HAG:

  • 3-Year RORE %: 13.87
  • GF Value™: ₫14,572.11 vs. price of ₫14,550.00 (0.2% below fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 173% above the Real Estate median (#708 of 1687)

No single metric tells the full story. See the STC:HAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoang Anh Gia Lai JSC Business Description

Address 15 Truong Chinh Street, Phu Dong Ward, Gia Lai Province, Pleiku, VNM
Hoang Anh Gia Lai JSC is a Vietnam-based company engaged in the development, sale, and lease of residential and commercial properties. It develops, rents, and trades in real estate, including the construction of headquarters, office buildings, amongst others. The group is organised into seven business segments namely, Real Estate, Production, Trading and Services, Construction, Power, Mining, and Agriculture. It also has presence in sport and entertainment industries. Other activities include forestation, rubber cultivation and latex processing, electricity generation and distribution, as well as the provision of hotel and resort services.
73GF Score

Get the complete analysis for STC:HAG

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,550.00
Price
₫14,572.11
GF Value