Aeternal Mentis (XMAD:AMEN) Debt-to-Equity: 2.89 (As of Dec. 2025) — 11% Below Median

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Director of Data and Quant Analytics at GuruFocus
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XMAD:AMEN Aeternal Mentis SA XMAD:AMEN
14 GF Score
Price €8.55
GF Value €1.12
! 2 Warning Signs
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What is Aeternal Mentis Debt-to-Equity?

Aeternal Mentis XMAD:AMEN 14 Debt-to-Equity is 2.89 as of Dec. 2025, which is 11% below its 10-year median of 3.24. GuruFocus rates XMAD:AMEN with a GF Score™ of 14/100 and a GF Value™ of €1.12. The stock has 2 warning signs investors should review. Among 2,245 Software companies, Aeternal Mentis ranks worse than 96.3% on this metric.

Aeternal Mentis's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €6.90 Mil. Aeternal Mentis's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3.00 Mil. Aeternal Mentis's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €3.43 Mil. Aeternal Mentis's debt to equity for the quarter that ended in Dec. 2025 was 2.89.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Aeternal Mentis's Debt-to-Equity or its related term are showing as below:

XMAD:AMEN' s Debt-to-Equity Range Over the Past 10 Years
Min: 2.89   Med: 3.24   Max: 3.4
Current: 2.89

During the past 6 years, the highest Debt-to-Equity Ratio of Aeternal Mentis was 3.40. The lowest was 2.89. And the median was 3.24.

XMAD:AMEN's Debt-to-Equity is ranked worse than
96.3% of 2245 companies
in the Software industry
Industry Median: 0.19 vs XMAD:AMEN: 2.89

Aeternal Mentis  (XMAD:AMEN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Aeternal Mentis Debt-to-Equity Related Terms


Aeternal Mentis Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Aeternal Mentis's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeternal Mentis Debt-to-Equity Chart

Aeternal Mentis Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 3.40 3.12 3.35 3.24 2.89

Aeternal Mentis Semi-Annual Data
Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity Get a 7-Day Free Trial 3.40 3.12 3.35 3.24 2.89

XMAD:AMEN vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison

For the Software - Infrastructure subindustry, Aeternal Mentis's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeternal Mentis Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Aeternal Mentis's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Aeternal Mentis's Debt-to-Equity falls into.


XMAD:AMEN
14GF Score
Aeternal Mentis SA XMAD:AMEN
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Aeternal Mentis Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Aeternal Mentis's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Aeternal Mentis's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 2.89 mean?
Aeternal Mentis (XMAD:AMEN) has a Debt-to-Equity of 2.89 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Aeternal Mentis and its competitors. This is 11% below median its historical median of 3.24. Over the past decade, Aeternal Mentis' Debt-to-Equity has ranged from 2.89 to 3.40. According to the industry distribution chart, Aeternal Mentis ranks #2162 out of 2245 companies in the Software industry, placing it in the top 96.3%.
Is Aeternal Mentis' Debt-to-Equity too high?
Aeternal Mentis' current Debt-to-Equity of 2.89 is 11% below median its 10-year median of 3.24. Over the past 10 years, this metric has ranged from a low of 2.89 to a high of 3.40. The Software industry median Debt-to-Equity is 0.19. Aeternal Mentis' value of 2.89 is 1421.1% above this industry median. Based on the distribution chart, Aeternal Mentis ranks #2162 out of 2245 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Aeternal Mentis has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aeternal Mentis' Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Aeternal Mentis ranks #2162 out of 2245 companies for Debt-to-Equity. This places Aeternal Mentis in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Aeternal Mentis' value of 2.89 is 1421.1% above this benchmark. Historically, Aeternal Mentis' own Debt-to-Equity has ranged from 2.89 to 3.40 over the past decade. While the company's 10-year median is 3.24 vs. the industry median of 0.19, Aeternal Mentis has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeternal Mentis's current Debt-to-Equity of 2.89 is 1421.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Aeternal Mentis and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeternal Mentis's current Debt-to-Equity is 2.89, which is 11% below median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeternal Mentis stock overvalued right now?
Aeternal Mentis (XMAD:AMEN) has a current Debt-to-Equity of 2.89. The stock's GF Value™ is €1.12, compared to a current price of €8.55 — trading 663.4% above its estimated fair value. The current Debt-to-Equity is 2.89, which is 11% below median its 10-year median of 3.24 and 1421.1% above the Software industry median of 0.19. Aeternal Mentis' overall GF Score™ is 14/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Aeternal Mentis (XMAD:AMEN), the current Debt-to-Equity is 2.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeternal Mentis (XMAD:AMEN) Overvalued in 2026?

Based on GuruFocus' analysis, Aeternal Mentis stock appears to be overvalued. The current stock price of €8.55 is trading 663.4% above its estimated GF Value™ of €1.12.

Key valuation signals for XMAD:AMEN:

  • Debt-to-Equity: 2.89 (11% below median its 10-year median of 3.24)
  • GF Value™: €1.12 vs. price of €8.55 (663.4% above fair value)
  • GF Score™: 14/100 with 2 warning signs
  • Industry Position: 1421.1% above the Software median (#2162 of 2245)

No single metric tells the full story. See the XMAD:AMEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeternal Mentis Business Description

Address Calle arca 2, Vitoria-Gasteiz, Araba, ESP
Aeternal Mentis SA is a technology services company dedicated to providing other businesses with the infrastructure and services needed for the development of AI models and their subsequent implementation for everyday use. Its business activity is centered around the leasing of computational capacity for the generation and training of Artificial Intelligence models, as well as aiding and advising in their development. Its services include Computing Capacity, Model Generation and Training, Development Support, and Consulting.
14GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.55
Price
€1.12
GF Value