Aeternal Mentis (XMAD:AMEN) Effective Interest Rate on Debt %: 2.98% (As of Dec. 2025)


XMAD:AMEN Aeternal Mentis SA XMAD:AMEN
14 GF Score
Price €8.55
GF Value €1.13
! 2 Warning Signs
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What is Aeternal Mentis Effective Interest Rate on Debt %?

Aeternal Mentis XMAD:AMEN 14 Effective Interest Rate on Debt % is 2.98% as of Dec. 2025. GuruFocus rates XMAD:AMEN with a GF Score™ of 14/100 and a GF Value™ of €1.13. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Aeternal Mentis's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.41 Mil. Aeternal Mentis's average total debt for the quarter that ended in Dec. 2025 was €13.77 Mil. Therefore, Aeternal Mentis's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.98%.


Aeternal Mentis  (XMAD:AMEN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Aeternal Mentis Effective Interest Rate on Debt % Related Terms


Aeternal Mentis Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Aeternal Mentis's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeternal Mentis Effective Interest Rate on Debt % Chart

Aeternal Mentis Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.89 2.24 2.93 3.49 2.98

Aeternal Mentis Semi-Annual Data
Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.89 2.24 2.93 3.49 2.98

XMAD:AMEN vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Aeternal Mentis's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeternal Mentis Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Aeternal Mentis's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Aeternal Mentis's Effective Interest Rate on Debt % falls into.


XMAD:AMEN
14GF Score
Aeternal Mentis SA XMAD:AMEN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aeternal Mentis Effective Interest Rate on Debt % Calculation

Aeternal Mentis's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.411/( (17.638+9.904)/ 2 )
=-1  *  -0.411/13.771
=2.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.905 + 7.733
=17.638

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.003 + 6.901
=9.904

Aeternal Mentis's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.411/( (17.638+9.904)/ 2 )
=-1  *  -0.411/13.771
=2.98 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.905 + 7.733
=17.638

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.003 + 6.901
=9.904

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.98% mean?
Aeternal Mentis (XMAD:AMEN) has a Effective Interest Rate on Debt % of 2.98% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aeternal Mentis and its competitors.
Is Aeternal Mentis' Effective Interest Rate on Debt % too high?
Aeternal Mentis' current Effective Interest Rate on Debt % is 2.98%. Overall, Aeternal Mentis has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Aeternal Mentis' Effective Interest Rate on Debt % compare to MSFT and ORCL?
Aeternal Mentis' Effective Interest Rate on Debt % of 2.98% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aeternal Mentis and its competitors. Aeternal Mentis's current Effective Interest Rate on Debt % is 2.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeternal Mentis stock overvalued right now?
Aeternal Mentis (XMAD:AMEN) has a current Effective Interest Rate on Debt % of 2.98%. The stock's GF Value™ is €1.13, compared to a current price of €8.55 — trading 656.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.98%. Aeternal Mentis' overall GF Score™ is 14/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Aeternal Mentis (XMAD:AMEN), the current Effective Interest Rate on Debt % is 2.98% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeternal Mentis (XMAD:AMEN) Overvalued in 2026?

Based on GuruFocus' analysis, Aeternal Mentis stock appears to be overvalued. The current stock price of €8.55 is trading 656.6% above its estimated GF Value™ of €1.13.

Key valuation signals for XMAD:AMEN:

  • Effective Interest Rate on Debt %: 2.98%
  • GF Value™: €1.13 vs. price of €8.55 (656.6% above fair value)
  • GF Score™: 14/100 with 2 warning signs

No single metric tells the full story. See the XMAD:AMEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeternal Mentis Business Description

Address Calle arca 2, Vitoria-Gasteiz, Araba, ESP
Aeternal Mentis SA is a technology services company dedicated to providing other businesses with the infrastructure and services needed for the development of AI models and their subsequent implementation for everyday use. Its business activity is centered around the leasing of computational capacity for the generation and training of Artificial Intelligence models, as well as aiding and advising in their development. Its services include Computing Capacity, Model Generation and Training, Development Support, and Consulting.
14GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.55
Price
€1.13
GF Value