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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Charles SchwabFRA:SWG -1.51%75 3-Year Dividend Growth Rate is 8.70% as of Jun. 2026, which is 37% below its 10-year median of 13.85. GuruFocus rates FRA:SWG with a GF Score™ of 75/100 and a GF Value™ of €94.29 (Fairly Valued). The stock has 6 warning signs investors should review. Among 249 Capital Markets companies, Charles Schwab ranks better than 51.81% on this metric.
The historical rank and industry rank for Charles Schwab's 3-Year Dividend Growth Rate or its related term are showing as below:
FRA:SWG'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0 Med: 13.85 Max: 61.3
Current: 8.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Charles Schwab was 61.30% per year. The lowest was 0.00% per year. And the median was 13.85% per year.
FRA:SWG's 3-Year Dividend Growth Rate is ranked better than 51.81% of 249
companies
in the Capital Markets industry
Industry Median: 8.1
vs FRA:SWG: 8.70
During the past 12 months, Charles Schwab's average Dividends Per Share Growth Rate was 13.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 9.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 17.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Charles Schwab was 0.32. The lowest was 0.19. And the median was 0.22.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Charles Schwab Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.320000
2026-08-14
2026-08-14
2026-08-28
Cash Dividend
quarterly
USD:EUR 0.875000
USD 0.320000
2026-05-08
2026-05-08
2026-05-22
Cash Dividend
quarterly
USD:EUR 0.856000
USD 0.320000
2026-02-13
2026-02-13
2026-02-27
Cash Dividend
quarterly
USD:EUR 0.846000
USD 0.270000
2025-11-14
2025-11-14
2025-11-28
Cash Dividend
quarterly
USD:EUR 0.865000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Charles Schwab's Dividend Yield (%) for Today is calculated as
Current Share Price is €93.66.
Charles Schwab's Dividends per Share for the trailing twelve months (TTM) ended in Today is €1.05819.
During the past 13 years, the highest Dividend Yield of Charles Schwab was 2.21%. The lowest was 0.55%. And the median was 1.13%.
Warning Sign:
Charles Schwab Corp stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Charles Schwab 3-Year Dividend Growth Rate Related Terms>
FRA:SWG vs HOOD, GS, IBKR: 3-Year Dividend Growth Rate Comparison
For the Capital Markets subindustry, Charles Schwab's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Charles Schwab 3-Year Dividend Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Charles Schwab's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Charles Schwab's 3-Year Dividend Growth Rate falls into.
Charles Schwab 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 8.70% mean?
Charles Schwab (FRA:SWG) has a 3-Year Dividend Growth Rate of 8.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Charles Schwab and its competitors. This is 37% below median its historical median of 13.85. According to the industry distribution chart, Charles Schwab ranks #120 out of 249 companies in the Capital Markets industry, placing it in the top 48.2%.
Is Charles Schwab's 3-Year Dividend Growth Rate too high?
Charles Schwab's current 3-Year Dividend Growth Rate of 8.70% is 37% below median its 10-year median of 13.85. The Capital Markets industry median 3-Year Dividend Growth Rate is 8.10. Charles Schwab's value of 8.70% is 7.4% above this industry median. Based on the distribution chart, Charles Schwab ranks #120 out of 249 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Charles Schwab has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Charles Schwab's 3-Year Dividend Growth Rate compare to HOOD and GS?
According to the Capital Markets industry distribution chart, Charles Schwab ranks #120 out of 249 companies for 3-Year Dividend Growth Rate. This puts Charles Schwab in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 8.10. Charles Schwab's value of 8.70% is 7.4% above this benchmark. While the company's 10-year median is 13.85 vs. the industry median of 8.10, Charles Schwab has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Capital Markets company?
The median 3-Year Dividend Growth Rate among Capital Markets companies is 8.10, based on 249 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charles Schwab's current 3-Year Dividend Growth Rate of 8.70% is 7.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Charles Schwab and its competitors. For the Capital Markets industry, the median 3-Year Dividend Growth Rate is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charles Schwab's current 3-Year Dividend Growth Rate is 8.70%, which is 37% below median its own 10-year median of 13.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charles Schwab stock overvalued right now?
Based on GuruFocus' analysis, Charles Schwab (FRA:SWG) is currently considered Fairly Valued. The stock's GF Value™ is €94.29, compared to a current price of €93.66 — trading 0.7% below its estimated fair value. The current 3-Year Dividend Growth Rate is 8.70%, which is 37% below median its 10-year median of 13.85 and 7.4% above the Capital Markets industry median of 8.10. Charles Schwab's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Charles Schwab (FRA:SWG), the current 3-Year Dividend Growth Rate is 8.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Charles Schwab (FRA:SWG) Overvalued in 2026?
Based on GuruFocus' analysis, Charles Schwab stock appears to be undervalued.
The current stock price of €93.66 is trading 0.7% below its estimated GF Value™ of €94.29.
GuruFocus considers Charles Schwab to be Fairly Valued.
Key valuation signals for FRA:SWG:
3-Year Dividend Growth Rate: 8.70% (37% below median its 10-year median of 13.85)
GF Value™: €94.29 vs. price of €93.66 (0.7% below fair value)
Industry Position: 7.4% above the Capital Markets median (#120 of 249)
No single metric tells the full story. See the FRA:SWG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset management segments. The firm is a dominant player in Registered Investment Advisor(RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
75GF Score
Get the complete analysis for FRA:SWG
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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