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Charles SchwabFRA:SWG -2.69%75 EV-to-OCF is 16.58 as of Jul. 22, 2026, which is 21% above its 10-year median of 13.70. GuruFocus rates FRA:SWG with a GF Score™ of 75/100 and a GF Value™ of €90.13 (Fairly Valued). The stock has 4 warning signs investors should review. Among 813 Capital Markets companies, Charles Schwab ranks worse than 81.67% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Charles Schwab's Enterprise Value is €147,798 Mil.
Charles Schwab's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €8,912 Mil. Therefore, Charles Schwab's EV-to-OCF for today is 16.58.
The historical rank and industry rank for Charles Schwab's EV-to-OCF or its related term are showing as below:
FRA:SWG'
s EV-to-OCF Range Over the Past 10 Years
Min: -250.06 Med: 13.7 Max: 80.57
Current: 16.39
During the past 13 years, the highest EV-to-OCF of Charles Schwab was 80.57. The lowest was -250.06. And the median was 13.70.
FRA:SWG's EV-to-OCF is ranked worse than 81.67% of 813
companies
in the Capital Markets industry
Industry Median: 0.21
vs FRA:SWG: 16.39
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Charles Schwab's PE Ratio (TTM) for today is calculated as:
Charles Schwab's share price for today is €86.00.
Charles Schwab's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.331.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Charles Schwab EV-to-OCF Related Terms
Charles Schwab EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Charles Schwab's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Charles Schwab's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Charles Schwab EV-to-OCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Charles Schwab's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Charles Schwab's EV-to-OCF falls into.
Charles Schwab's current Enterprise Value is €147,798 Mil.
Charles Schwab's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €8,912 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Charles Schwab (FRA:SWG) has a EV-to-OCF of 16.58 as of Jul. 22, 2026. This is 21% above median its historical median of 13.70. According to the industry distribution chart, Charles Schwab ranks #664 out of 813 companies in the Capital Markets industry, placing it in the top 81.7%.
Is Charles Schwab's EV-to-OCF too high?
Charles Schwab's current EV-to-OCF of 16.58 is 21% above median its 10-year median of 13.70. The Capital Markets industry median EV-to-OCF is 0.21. Charles Schwab's value of 16.58 is 7795.2% above this industry median. Based on the distribution chart, Charles Schwab ranks #664 out of 813 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Charles Schwab has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Charles Schwab's EV-to-OCF compare to HOOD and IBKR?
According to the Capital Markets industry distribution chart, Charles Schwab ranks #664 out of 813 companies for EV-to-OCF. This places Charles Schwab in the lower half of its industry. The industry median EV-to-OCF is 0.21. Charles Schwab's value of 16.58 is 7795.2% above this benchmark. While the company's 10-year median is 13.70 vs. the industry median of 0.21, Charles Schwab has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Capital Markets company?
The median EV-to-OCF among Capital Markets companies is 0.21, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charles Schwab's current EV-to-OCF of 16.58 is 7795.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median EV-to-OCF is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charles Schwab's current EV-to-OCF is 16.58, which is 21% above median its own 10-year median of 13.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charles Schwab stock overvalued right now?
Based on GuruFocus' analysis, Charles Schwab (FRA:SWG) is currently considered Fairly Valued. The stock's GF Value™ is €90.13, compared to a current price of €86.00 — trading 4.6% below its estimated fair value. The current EV-to-OCF is 16.58, which is 21% above median its 10-year median of 13.70 and 7795.2% above the Capital Markets industry median of 0.21. Charles Schwab's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Charles Schwab (FRA:SWG), the current EV-to-OCF is 16.58 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Charles Schwab (FRA:SWG) Overvalued in 2026?
Based on GuruFocus' analysis, Charles Schwab stock appears to be undervalued.
The current stock price of €86.00 is trading 4.6% below its estimated GF Value™ of €90.13.
GuruFocus considers Charles Schwab to be Fairly Valued.
Key valuation signals for FRA:SWG:
EV-to-OCF: 16.58 (21% above median its 10-year median of 13.70)
GF Value™: €90.13 vs. price of €86.00 (4.6% below fair value)
Industry Position: 7795.2% above the Capital Markets median (#664 of 813)
No single metric tells the full story. See the FRA:SWG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset management segments. The firm is a dominant player in Registered Investment Advisor(RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
75GF Score
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