Charles Schwab (FRA:SWG) Shiller PE Ratio: 31.97 (As of Aug. 12, 2026) — Near Median

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FRA:SWG Charles Schwab Corp FRA:SWG
77 GF Score
Price €93.04
GF Value €93.84
Valuation Fairly Valued
! 5 Warning Signs
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What is Charles Schwab Shiller PE Ratio?

Charles Schwab FRA:SWG +0.37% 77 Shiller PE Ratio is 31.97 as of Aug. 12, 2026, which is 6% below its 10-year median of 33.84. GuruFocus rates FRA:SWG with a GF Score™ of 77/100 and a GF Value™ of €93.84 (Fairly Valued). The stock has 5 warning signs investors should review. Among 474 Capital Markets companies, Charles Schwab ranks worse than 67.93% on this metric.

As of today (2026-08-12), Charles Schwab's current share price is €93.04. Charles Schwab's E10 for the quarter that ended in Jun. 2026 was €2.91. Charles Schwab's Shiller PE Ratio for today is 31.97.

The historical rank and industry rank for Charles Schwab's Shiller PE Ratio or its related term are showing as below:

FRA:SWG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 20.71   Med: 33.84   Max: 57.7
Current: 31.91

During the past years, Charles Schwab's highest Shiller PE Ratio was 57.70. The lowest was 20.71. And the median was 33.84.

FRA:SWG's Shiller PE Ratio is ranked worse than
67.93% of 474 companies
in the Capital Markets industry
Industry Median: 21.535 vs FRA:SWG: 31.91

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Charles Schwab's adjusted earnings per share data for the three months ended in Jun. 2026 was €1.337. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €2.91 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Charles Schwab  (FRA:SWG) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Charles Schwab Shiller PE Ratio Related Terms


Charles Schwab Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Charles Schwab's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charles Schwab Shiller PE Ratio Chart

Charles Schwab Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.15 37.79 28.31 27.69 32.53

Charles Schwab Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.73 32.00 32.53 29.13 27.34

FRA:SWG vs HOOD, GS, IBKR: Shiller PE Ratio Comparison

For the Capital Markets subindustry, Charles Schwab's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charles Schwab Shiller PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Charles Schwab's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Charles Schwab's Shiller PE Ratio falls into.


FRA:SWG
77GF Score
Charles Schwab Corp FRA:SWG
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Charles Schwab Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Charles Schwab's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=93.04/2.91
=31.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charles Schwab's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Charles Schwab's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.337/333.9520*333.9520
=1.337

Current CPI (Jun. 2026) = 333.9520.

Charles Schwab Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.312 241.428 0.432
201612 0.341 241.432 0.472
201703 0.365 243.801 0.500
201706 0.347 244.955 0.473
201709 0.352 246.819 0.476
201712 0.346 246.524 0.469
201803 0.446 249.554 0.597
201806 0.514 251.989 0.681
201809 0.557 252.439 0.737
201812 0.571 251.233 0.759
201903 0.611 254.202 0.803
201906 0.584 256.143 0.761
201909 0.636 256.759 0.827
201912 0.558 256.974 0.725
202003 0.525 258.115 0.679
202006 0.426 257.797 0.552
202009 0.408 260.280 0.523
202012 0.469 260.474 0.601
202103 0.613 264.877 0.773
202106 0.490 271.696 0.602
202109 0.629 274.310 0.766
202112 0.673 278.802 0.806
202203 0.608 287.504 0.706
202206 0.823 296.311 0.928
202209 1.000 296.808 1.125
202212 0.916 296.797 1.031
202303 0.775 301.836 0.857
202306 0.591 305.109 0.647
202309 0.525 307.789 0.570
202312 0.468 306.746 0.510
202403 0.626 312.332 0.669
202406 0.613 314.175 0.652
202409 0.640 315.301 0.678
202412 0.898 315.605 0.950
202503 0.916 319.799 0.957
202506 0.936 322.561 0.969
202509 1.074 324.800 1.104
202512 1.136 324.054 1.171
202603 1.185 330.213 1.198
202606 1.337 333.952 1.337

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 31.97 mean?
Charles Schwab (FRA:SWG) has a Shiller PE Ratio of 31.97 as of Aug. 12, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Charles Schwab and its competitors. This is near median its historical median of 33.84. Over the past decade, Charles Schwab's Shiller PE Ratio has ranged from 20.71 to 57.70. According to the industry distribution chart, Charles Schwab ranks #322 out of 474 companies in the Capital Markets industry, placing it in the top 67.9%.
Is Charles Schwab's Shiller PE Ratio too high?
Charles Schwab's current Shiller PE Ratio of 31.97 is near median its 10-year median of 33.84. Over the past 10 years, this metric has ranged from a low of 20.71 to a high of 57.70. The Capital Markets industry median Shiller PE Ratio is 21.54. Charles Schwab's value of 31.97 is 48.5% above this industry median. Based on the distribution chart, Charles Schwab ranks #322 out of 474 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Charles Schwab has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Charles Schwab's Shiller PE Ratio compare to HOOD and GS?
According to the Capital Markets industry distribution chart, Charles Schwab ranks #322 out of 474 companies for Shiller PE Ratio. This places Charles Schwab in the lower half of its industry. The industry median Shiller PE Ratio is 21.54. Charles Schwab's value of 31.97 is 48.5% above this benchmark. Historically, Charles Schwab's own Shiller PE Ratio has ranged from 20.71 to 57.70 over the past decade. While the company's 10-year median is 33.84 vs. the industry median of 21.54, Charles Schwab has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Capital Markets company?
The median Shiller PE Ratio among Capital Markets companies is 21.54, based on 474 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charles Schwab's current Shiller PE Ratio of 31.97 is 48.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Charles Schwab and its competitors. For the Capital Markets industry, the median Shiller PE Ratio is 21.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charles Schwab's current Shiller PE Ratio is 31.97, which is near median its own 10-year median of 33.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charles Schwab stock overvalued right now?
Based on GuruFocus' analysis, Charles Schwab (FRA:SWG) is currently considered Fairly Valued. The stock's GF Value™ is €93.84, compared to a current price of €93.04 — trading 0.9% below its estimated fair value. The current Shiller PE Ratio is 31.97, which is near median its 10-year median of 33.84 and 48.5% above the Capital Markets industry median of 21.54. Charles Schwab's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Charles Schwab (FRA:SWG), the current Shiller PE Ratio is 31.97 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charles Schwab (FRA:SWG) Overvalued in 2026?

Based on GuruFocus' analysis, Charles Schwab stock appears to be undervalued. The current stock price of €93.04 is trading 0.9% below its estimated GF Value™ of €93.84. GuruFocus considers Charles Schwab to be Fairly Valued.

Key valuation signals for FRA:SWG:

  • Shiller PE Ratio: 31.97 (near median its 10-year median of 33.84)
  • GF Value™: €93.84 vs. price of €93.04 (0.9% below fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 48.5% above the Capital Markets median (#322 of 474)

No single metric tells the full story. See the FRA:SWG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Charles Schwab Business Description

Address 3000 Schwab Way, Westlake, TX, USA, 76262
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset management segments. The firm is a dominant player in Registered Investment Advisor(RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
77GF Score

Get the complete analysis for FRA:SWG

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€93.04
Price
€93.84
GF Value