Charles Schwab (FRA:SWG) Dividend Payout Ratio: 0.22 (As of Mar. 2026) — Near Median


FRA:SWG Charles Schwab Corp FRA:SWG
73 GF Score
Price €80.30
GF Value €88.99
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Charles Schwab Dividend Payout Ratio?

Charles Schwab FRA:SWG -1.47% 73 Dividend Payout Ratio is 0.22 as of Mar. 2026, which is at its 10-year median of 0.22. GuruFocus rates FRA:SWG with a GF Score™ of 73/100 and a GF Value™ of €88.99 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 327 Capital Markets companies, Charles Schwab ranks better than 74.31% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Charles Schwab's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.22.

The historical rank and industry rank for Charles Schwab's Dividend Payout Ratio or its related term are showing as below:

FRA:SWG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.22   Max: 0.32
Current: 0.21

During the past 13 years, the highest Dividend Payout Ratio of Charles Schwab was 0.32. The lowest was 0.19. And the median was 0.22.

FRA:SWG's Dividend Payout Ratio is ranked better than
74.31% of 327 companies
in the Capital Markets industry
Industry Median: 0.34 vs FRA:SWG: 0.21

As of today (2026-06-26), the Dividend Yield % of Charles Schwab is 1.24%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Charles Schwab was 2.21%. The lowest was 0.55%. And the median was 1.13%.

Charles Schwab's Dividends per Share for the months ended in Mar. 2026 was €0.28.

During the past 12 months, Charles Schwab's average Dividends Per Share Growth Rate was 10.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 9.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 17.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Charles Schwab was 61.30% per year. The lowest was 0.00% per year. And the median was 13.85% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Charles Schwab (FRA:SWG) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Charles Schwab Dividend Payout Ratio Related Terms

Charles Schwab Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Charles Schwab's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charles Schwab Dividend Payout Ratio Chart

Charles Schwab Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.22 0.32 0.31 0.22

Charles Schwab Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.24 0.21 0.20 0.22

FRA:SWG vs HOOD, IBKR, CRCL: Dividend Payout Ratio Comparison

For the Capital Markets subindustry, Charles Schwab's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Charles Schwab Dividend Payout Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Charles Schwab's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Charles Schwab's Dividend Payout Ratio falls into.


FRA:SWG
73GF Score
Charles Schwab Corp FRA:SWG
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Charles Schwab Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Charles Schwab's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.922/ 4.159
=0.22

Charles Schwab's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.277/ 1.237
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.22 mean?
Charles Schwab (FRA:SWG) has a Dividend Payout Ratio of 0.22 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Charles Schwab and its competitors. This is near median its historical median of 0.22. Over the past decade, Charles Schwab's Dividend Payout Ratio has ranged from 0.19 to 0.32. According to the industry distribution chart, Charles Schwab ranks #84 out of 327 companies in the Capital Markets industry, placing it in the top 25.7%.
Is Charles Schwab's Dividend Payout Ratio too high?
Charles Schwab's current Dividend Payout Ratio of 0.22 is near median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.32. The Capital Markets industry median Dividend Payout Ratio is 0.34. Charles Schwab's value of 0.22 is 35.3% below this industry median. Based on the distribution chart, Charles Schwab ranks #84 out of 327 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Charles Schwab has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Charles Schwab's Dividend Payout Ratio compare to HOOD and IBKR?
According to the Capital Markets industry distribution chart, Charles Schwab ranks #84 out of 327 companies for Dividend Payout Ratio. This puts Charles Schwab in the upper half of its industry. The industry median Dividend Payout Ratio is 0.34. Charles Schwab's value of 0.22 is 35.3% below this benchmark. Historically, Charles Schwab's own Dividend Payout Ratio has ranged from 0.19 to 0.32 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.34, Charles Schwab has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Capital Markets company?
The median Dividend Payout Ratio among Capital Markets companies is 0.34, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charles Schwab's current Dividend Payout Ratio of 0.22 is 35.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Charles Schwab and its competitors. For the Capital Markets industry, the median Dividend Payout Ratio is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charles Schwab's current Dividend Payout Ratio is 0.22, which is near median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charles Schwab stock overvalued right now?
Based on GuruFocus' analysis, Charles Schwab (FRA:SWG) is currently considered Modestly Undervalued. The stock's GF Value™ is €88.99, compared to a current price of €80.30 — trading 9.8% below its estimated fair value. The current Dividend Payout Ratio is 0.22, which is near median its 10-year median of 0.22 and 35.3% below the Capital Markets industry median of 0.34. Charles Schwab's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Charles Schwab (FRA:SWG), the current Dividend Payout Ratio is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Charles Schwab (FRA:SWG) Overvalued in 2026?

Based on GuruFocus' analysis, Charles Schwab stock appears to be undervalued. The current stock price of €80.30 is trading 9.8% below its estimated GF Value™ of €88.99. GuruFocus considers Charles Schwab to be Modestly Undervalued.

Key valuation signals for FRA:SWG:

  • Dividend Payout Ratio: 0.22 (near median its 10-year median of 0.22)
  • GF Value™: €88.99 vs. price of €80.30 (9.8% below fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 35.3% below the Capital Markets median (#84 of 327)

No single metric tells the full story. See the FRA:SWG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Charles Schwab Business Description

Address 3000 Schwab Way, Westlake, TX, USA, 76262
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset management segments. The firm is a dominant player in Registered Investment Advisor(RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
73GF Score

Get the complete analysis for FRA:SWG

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€80.30
Price
€88.99
GF Value