UniCredit SpA (LTS:0RLS) 3-Year Dividend Growth Rate: 75.40% (As of Jun. 2026)

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LTS:0RLS UniCredit SpA LTS:0RLS
62 GF Score
Price €84.47
GF Value €49.24
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is UniCredit SpA 3-Year Dividend Growth Rate?

UniCredit SpA LTS:0RLS +0.93% 62 3-Year Dividend Growth Rate is 75.40% as of Jun. 2026. GuruFocus rates LTS:0RLS with a GF Score™ of 62/100 and a GF Value™ of €49.24 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 958 Banks companies, UniCredit SpA ranks better than 96.45% on this metric.

UniCredit SpA's Dividends per Share for the three months ended in Jun. 2026 was €1.72.

The historical rank and industry rank for UniCredit SpA's 3-Year Dividend Growth Rate or its related term are showing as below:

LTS:0RLS' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -48.8   Med: -18.9   Max: 183.3
Current: 75.4

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of UniCredit SpA was 183.30% per year. The lowest was -48.80% per year. And the median was -18.90% per year.

LTS:0RLS's 3-Year Dividend Growth Rate is ranked better than
96.45% of 958 companies
in the Banks industry
Industry Median: 10.1 vs LTS:0RLS: 75.40

During the past 12 months, UniCredit SpA's average Dividends Per Share Growth Rate was 31.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 75.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

UniCredit SpA's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.87. As of today, UniCredit SpA's Dividend Yield % is 3.73%.

Warning Sign:

UniCredit SpA stock Dividend Yield % is close to 2-year low.

For more information regarding to dividend, please check our Dividend Page.


UniCredit SpA  (LTS:0RLS) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

UniCredit SpA's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=1.721/ 1.969
=0.87

During the past 13 years, the highest Dividend Payout Ratio of UniCredit SpA was 0.42. The lowest was 0.08. And the median was 0.18.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

UniCredit SpA Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
EUR 1.7208002026-04-202026-04-212026-04-22Cash Dividendsemi-annuallyEUR:EUR 1.000000
EUR 1.4282002025-11-242025-11-252025-11-26Cash Dividendsemi-annuallyEUR:EUR 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

UniCredit SpA's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=3.149/84.465
=3.73 %

Current Share Price is €84.465.
UniCredit SpA's Dividends per Share for the trailing twelve months (TTM) ended in Today is €3.149.

During the past 13 years, the highest Dividend Yield of UniCredit SpA was 7.12%. The lowest was 0.76%. And the median was 3.69%.

Warning Sign:

UniCredit SpA stock Dividend Yield % is close to 2-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


UniCredit SpA 3-Year Dividend Growth Rate Related Terms>


UniCredit SpA 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, UniCredit SpA's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCredit SpA 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit SpA's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where UniCredit SpA's 3-Year Dividend Growth Rate falls into.


LTS:0RLS
62GF Score
UniCredit SpA LTS:0RLS
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UniCredit SpA 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 75.40% mean?
UniCredit SpA (LTS:0RLS) has a 3-Year Dividend Growth Rate of 75.40% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on UniCredit SpA and its competitors. According to the industry distribution chart, UniCredit SpA ranks #34 out of 958 companies in the Banks industry, placing it in the top 3.5%.
Is UniCredit SpA's 3-Year Dividend Growth Rate too high?
UniCredit SpA's current 3-Year Dividend Growth Rate is 75.40%. The Banks industry median 3-Year Dividend Growth Rate is 10.10. UniCredit SpA's value of 75.40% is 646.5% above this industry median. Based on the distribution chart, UniCredit SpA ranks #34 out of 958 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, UniCredit SpA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UniCredit SpA's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, UniCredit SpA ranks #34 out of 958 companies for 3-Year Dividend Growth Rate. This places UniCredit SpA in the top 4% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. UniCredit SpA's value of 75.40% is 646.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCredit SpA's current 3-Year Dividend Growth Rate of 75.40% is 646.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on UniCredit SpA and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit SpA's current 3-Year Dividend Growth Rate is 75.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit SpA stock overvalued right now?
Based on GuruFocus' analysis, UniCredit SpA (LTS:0RLS) is currently considered Significantly Overvalued. The stock's GF Value™ is €49.24, compared to a current price of €84.47 — trading 71.5% above its estimated fair value. The current 3-Year Dividend Growth Rate is 75.40% and 646.5% above the Banks industry median of 10.10. UniCredit SpA's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For UniCredit SpA (LTS:0RLS), the current 3-Year Dividend Growth Rate is 75.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCredit SpA (LTS:0RLS) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit SpA stock appears to be overvalued. The current stock price of €84.47 is trading 71.5% above its estimated GF Value™ of €49.24. GuruFocus considers UniCredit SpA to be Significantly Overvalued.

Key valuation signals for LTS:0RLS:

  • 3-Year Dividend Growth Rate: 75.40%
  • GF Value™: €49.24 vs. price of €84.47 (71.5% above fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 646.5% above the Banks median (#34 of 958)

No single metric tells the full story. See the LTS:0RLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit SpA Business Description

Address Piazza Gae Aulenti 3, Tower A, Milan, ITA, 20154
UniCredit is one of the two largest Italian retail and commercial banks, but roughly half of its operations are outside Italy. UniCredit has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking but also maintains a sizable corporate and investment bank. It is is expanding its reach into asset management and insurance.
62GF Score

Get the complete analysis for LTS:0RLS

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.47
Price
€49.24
GF Value