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UniCredit SpALTS:0RLS 62 Shiller PE Ratio is 42.39 as of Sep. 01, 2026, which is 3% above its 10-year median of 41.19. GuruFocus rates LTS:0RLS with a GF Score™ of 62/100 and a GF Value™ of €49.03 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,239 Banks companies, UniCredit SpA ranks worse than 96.21% on this metric.
As of today (2026-09-01), UniCredit SpA's current share price is €83.51. UniCredit SpA's E10 for the quarter that ended in Jun. 2026 was €1.97. UniCredit SpA's Shiller PE Ratio for today is 42.39.
The historical rank and industry rank for UniCredit SpA's Shiller PE Ratio or its related term are showing as below:
LTS:0RLS'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 33.69 Med: 41.19 Max: 48.73
Current: 42.56
During the past years, UniCredit SpA's highest Shiller PE Ratio was 48.73. The lowest was 33.69. And the median was 41.19.
LTS:0RLS's Shiller PE Ratio is ranked worse than 96.21% of 1239
companies
in the Banks industry
Industry Median: 13.75
vs LTS:0RLS: 42.56
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
UniCredit SpA's adjusted earnings per share data for the three months ended in Jun. 2026 was €1.939. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €1.97 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
UniCredit SpA (LTS:0RLS) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
UniCredit SpA Shiller PE Ratio Related Terms
UniCredit SpA Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for UniCredit SpA's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit SpA Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, UniCredit SpA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCredit SpA Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, UniCredit SpA's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where UniCredit SpA's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
UniCredit SpA's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit SpA's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, UniCredit SpA's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
UniCredit SpA (LTS:0RLS) has a Shiller PE Ratio of 42.39 as of Sep. 01, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on UniCredit SpA and its competitors. This is near median its historical median of 41.19. Over the past decade, UniCredit SpA's Shiller PE Ratio has ranged from 33.69 to 48.73. According to the industry distribution chart, UniCredit SpA ranks #1192 out of 1239 companies in the Banks industry, placing it in the top 96.2%.
Is UniCredit SpA's Shiller PE Ratio too high?
UniCredit SpA's current Shiller PE Ratio of 42.39 is near median its 10-year median of 41.19. Over the past 10 years, this metric has ranged from a low of 33.69 to a high of 48.73. The Banks industry median Shiller PE Ratio is 13.75. UniCredit SpA's value of 42.39 is 208.3% above this industry median. Based on the distribution chart, UniCredit SpA ranks #1192 out of 1239 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, UniCredit SpA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UniCredit SpA's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, UniCredit SpA ranks #1192 out of 1239 companies for Shiller PE Ratio. This places UniCredit SpA in the lower half of its industry. The industry median Shiller PE Ratio is 13.75. UniCredit SpA's value of 42.39 is 208.3% above this benchmark. Historically, UniCredit SpA's own Shiller PE Ratio has ranged from 33.69 to 48.73 over the past decade. While the company's 10-year median is 41.19 vs. the industry median of 13.75, UniCredit SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.75, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCredit SpA's current Shiller PE Ratio of 42.39 is 208.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on UniCredit SpA and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit SpA's current Shiller PE Ratio is 42.39, which is near median its own 10-year median of 41.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit SpA stock overvalued right now?
Based on GuruFocus' analysis, UniCredit SpA (LTS:0RLS) is currently considered Significantly Overvalued. The stock's GF Value™ is €49.03, compared to a current price of €83.51 — trading 70.3% above its estimated fair value. The current Shiller PE Ratio is 42.39, which is near median its 10-year median of 41.19 and 208.3% above the Banks industry median of 13.75. UniCredit SpA's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For UniCredit SpA (LTS:0RLS), the current Shiller PE Ratio is 42.39 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCredit SpA (LTS:0RLS) Overvalued in 2026?
Based on GuruFocus' analysis, UniCredit SpA stock appears to be overvalued.
The current stock price of €83.51 is trading 70.3% above its estimated GF Value™ of €49.03.
GuruFocus considers UniCredit SpA to be Significantly Overvalued.
Key valuation signals for LTS:0RLS:
Shiller PE Ratio: 42.39 (near median its 10-year median of 41.19)
GF Value™: €49.03 vs. price of €83.51 (70.3% above fair value)
Industry Position: 208.3% above the Banks median (#1192 of 1239)
No single metric tells the full story. See the LTS:0RLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCredit is one of the two largest Italian retail and commercial banks, but roughly half of its operations are outside Italy. UniCredit has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking but also maintains a sizable corporate and investment bank. It is is expanding its reach into asset management and insurance.
62GF Score
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