IDBI Bank (BOM:500116) E10: ₹-4.04 (As of Mar. 2026)


BOM:500116 IDBI Bank Ltd BOM:500116
57 GF Score
Price ₹80.59
GF Value ₹93.85
Valuation Modestly Undervalued
! 2 Warning Signs
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What is IDBI Bank E10?

IDBI Bank BOM:500116 -3.38% 57 E10 is ₹-4.04 as of Mar. 2026. GuruFocus rates BOM:500116 with a GF Score™ of 57/100 and a GF Value™ of ₹93.85 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

IDBI Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹1.870. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-4.04 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-09), IDBI Bank's current stock price is ₹80.59. IDBI Bank's E10 for the quarter that ended in Mar. 2026 was ₹-4.04. IDBI Bank's Shiller PE Ratio of today is .


IDBI Bank  (BOM:500116) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


IDBI Bank E10 Related Terms


IDBI Bank E10 Historical Data

* Premium members only.

The historical data trend for IDBI Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDBI Bank E10 Chart

IDBI Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -5.61 -4.04

IDBI Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.61 -5.24 -4.74 -4.38 -4.04

IDBI Bank E10 Competitor Comparison

For the Banks - Regional subindustry, IDBI Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDBI Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, IDBI Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where IDBI Bank's Shiller PE Ratio falls into.


BOM:500116
57GF Score
IDBI Bank Ltd BOM:500116
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDBI Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IDBI Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.87/164.2724*164.2724
=1.870

Current CPI (Mar. 2026) = 164.2724.

IDBI Bank Quarterly Data

per share eps CPI Adj_EPS
201103 0.000 70.768 0.000
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 -6.750 111.317 -9.961
201809 -8.550 115.142 -12.198
201812 -9.030 115.142 -12.883
201903 -6.289 118.202 -8.740
201906 -4.940 120.880 -6.713
201909 -4.460 123.175 -5.948
201912 -5.880 126.235 -7.652
202003 1.040 124.705 1.370
202006 0.150 127.000 0.194
202009 0.320 130.118 0.404
202012 0.380 130.889 0.477
202103 0.590 131.771 0.736
202106 0.560 134.084 0.686
202109 0.550 135.847 0.665
202112 0.570 138.161 0.678
202203 0.690 138.822 0.816
202206 0.710 142.347 0.819
202209 0.720 144.661 0.818
202212 0.880 145.763 0.992
202303 1.130 146.865 1.264
202306 1.140 150.280 1.246
202309 1.290 151.492 1.399
202312 1.400 152.924 1.504
202403 1.550 153.035 1.664
202406 1.610 155.789 1.698
202409 1.730 157.882 1.800
202412 1.810 158.323 1.878
202503 1.940 157.552 2.023
202506 1.880 159.755 1.933
202509 3.000 162.289 3.037
202512 1.820 163.281 1.831
202603 1.870 164.272 1.870

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-4.04 mean?
IDBI Bank (BOM:500116) has a E10 of ₹-4.04 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on IDBI Bank and its competitors.
Is IDBI Bank's E10 too high?
IDBI Bank's current E10 is ₹-4.04. Overall, IDBI Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's E10 compare to competitors?
IDBI Bank's E10 of ₹-4.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on IDBI Bank and its competitors. IDBI Bank's current E10 is ₹-4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (BOM:500116) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹93.85, compared to a current price of ₹80.59 — trading 14.1% below its estimated fair value. The current E10 is ₹-4.04. IDBI Bank's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For IDBI Bank (BOM:500116), the current E10 is ₹-4.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDBI Bank (BOM:500116) Overvalued in 2026?

Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued. The current stock price of ₹80.59 is trading 14.1% below its estimated GF Value™ of ₹93.85. GuruFocus considers IDBI Bank to be Modestly Undervalued.

Key valuation signals for BOM:500116:

  • E10: ₹-4.04
  • GF Value™: ₹93.85 vs. price of ₹80.59 (14.1% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the BOM:500116 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDBI Bank Business Description

Other Exchanges IDBI:India
Address Cuffe Parade, IDBI Tower, WTC Complex, Colaba, Mumbai, MH, IND, 400005
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
57GF Score

Get the complete analysis for BOM:500116

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹80.59
Price
₹93.85
GF Value