IDBI BankBOM:500116 -2.40%56 Net Margin % is 47.10% as of Mar. 2026, which is 200% above its 10-year median of 15.70. GuruFocus rates BOM:500116 with a GF Score™ of 56/100 and a GF Value™ of ₹93.70 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, IDBI Bank ranks better than 92.93% on this metric.
Net margin is calculated as Net Income divided by its Revenue. IDBI Bank's Net Income for the
three
months ended in Mar. 2026 was ₹20,071 Mil. IDBI Bank's Revenue for the
three
months ended in Mar. 2026 was ₹42,615 Mil. Therefore, IDBI Bank's net margin for the quarter that ended in Mar. 2026 was 47.10%.
The historical rank and industry rank for IDBI Bank's Net Margin % or its related term are showing as below:
BOM:500116'
s Net Margin % Range Over the Past 10 Years
Min: -165.1 Med: 15.7 Max: 48.87
Current: 48.87
BOM:500116's Net Margin % is ranked better than 92.93% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs BOM:500116: 48.87
IDBI Bank (BOM:500116) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
IDBI Bank Net Margin % Related Terms
IDBI Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for IDBI Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IDBI Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDBI Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, IDBI Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where IDBI Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDBI Bank (BOM:500116) has a Net Margin % of 47.10% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on IDBI Bank and its competitors. This is 200% above median its historical median of 15.70. According to the industry distribution chart, IDBI Bank ranks #108 out of 1528 companies in the Banks industry, placing it in the top 7.1%.
Is IDBI Bank's Net Margin % too high?
IDBI Bank's current Net Margin % of 47.10% is 200% above median its 10-year median of 15.70. The Banks industry median Net Margin % is 26.85. IDBI Bank's value of 47.10% is 75.5% above this industry median. Based on the distribution chart, IDBI Bank ranks #108 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, IDBI Bank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, IDBI Bank ranks #108 out of 1528 companies for Net Margin %. This places IDBI Bank in the top 7% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. IDBI Bank's value of 47.10% is 75.5% above this benchmark. While the company's 10-year median is 15.70 vs. the industry median of 26.85, IDBI Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDBI Bank's current Net Margin % of 47.10% is 75.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on IDBI Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDBI Bank's current Net Margin % is 47.10%, which is 200% above median its own 10-year median of 15.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (BOM:500116) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹93.70, compared to a current price of ₹83.95 — trading 10.4% below its estimated fair value. The current Net Margin % is 47.10%, which is 200% above median its 10-year median of 15.70 and 75.5% above the Banks industry median of 26.85. IDBI Bank's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For IDBI Bank (BOM:500116), the current Net Margin % is 47.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDBI Bank (BOM:500116) Overvalued in 2026?
Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued.
The current stock price of ₹83.95 is trading 10.4% below its estimated GF Value™ of ₹93.70.
GuruFocus considers IDBI Bank to be Modestly Undervalued.
Key valuation signals for BOM:500116:
Net Margin %: 47.10% (200% above median its 10-year median of 15.70)
GF Value™: ₹93.70 vs. price of ₹83.95 (10.4% below fair value)
Industry Position: 75.5% above the Banks median (#108 of 1528)
No single metric tells the full story. See the BOM:500116 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
56GF Score
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