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IDBI BankBOM:500116 +1.72%58 Pretax Margin % is 8.66% as of Mar. 2026, which is 44% below its 10-year median of 15.38. GuruFocus rates BOM:500116 with a GF Score™ of 58/100 and a GF Value™ of ₹94.05 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,529 Banks companies, IDBI Bank ranks better than 81.16% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. IDBI Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₹3,692 Mil. IDBI Bank's Revenue for the
three
months ended in Mar. 2026 was ₹42,615 Mil. Therefore, IDBI Bank's pretax margin for the quarter that ended in Mar. 2026 was 8.66%.
The historical rank and industry rank for IDBI Bank's Pretax Margin % or its related term are showing as below:
BOM:500116'
s Pretax Margin % Range Over the Past 10 Years
Min: -164.92 Med: 15.38 Max: 48.88
Current: 48.88
BOM:500116's Pretax Margin % is ranked better than 81.16% of 1529
companies
in the Banks industry
Industry Median: 34.94
vs BOM:500116: 48.88
IDBI Bank (BOM:500116) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
IDBI Bank Pretax Margin % Related Terms
IDBI Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for IDBI Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IDBI Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDBI Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, IDBI Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where IDBI Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDBI Bank (BOM:500116) has a Pretax Margin % of 8.66% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on IDBI Bank and its competitors. This is 44% below median its historical median of 15.38. According to the industry distribution chart, IDBI Bank ranks #288 out of 1529 companies in the Banks industry, placing it in the top 18.8%.
Is IDBI Bank's Pretax Margin % too high?
IDBI Bank's current Pretax Margin % of 8.66% is 44% below median its 10-year median of 15.38. The Banks industry median Pretax Margin % is 34.94. IDBI Bank's value of 8.66% is 75.2% below this industry median. Based on the distribution chart, IDBI Bank ranks #288 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, IDBI Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, IDBI Bank ranks #288 out of 1529 companies for Pretax Margin %. This places IDBI Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.94. IDBI Bank's value of 8.66% is 75.2% below this benchmark. While the company's 10-year median is 15.38 vs. the industry median of 34.94, IDBI Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.94, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDBI Bank's current Pretax Margin % of 8.66% is 75.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on IDBI Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDBI Bank's current Pretax Margin % is 8.66%, which is 44% below median its own 10-year median of 15.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (BOM:500116) is currently considered Fairly Valued. The stock's GF Value™ is ₹94.05, compared to a current price of ₹87.02 — trading 7.5% below its estimated fair value. The current Pretax Margin % is 8.66%, which is 44% below median its 10-year median of 15.38 and 75.2% below the Banks industry median of 34.94. IDBI Bank's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For IDBI Bank (BOM:500116), the current Pretax Margin % is 8.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDBI Bank (BOM:500116) Overvalued in 2026?
Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued.
The current stock price of ₹87.02 is trading 7.5% below its estimated GF Value™ of ₹94.05.
GuruFocus considers IDBI Bank to be Fairly Valued.
Key valuation signals for BOM:500116:
Pretax Margin %: 8.66% (44% below median its 10-year median of 15.38)
GF Value™: ₹94.05 vs. price of ₹87.02 (7.5% below fair value)
Industry Position: 75.2% below the Banks median (#288 of 1529)
No single metric tells the full story. See the BOM:500116 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
58GF Score
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