Shalibhadra Finance (BOM:511754) E10: ₹5.57 (As of Mar. 2026)


BOM:511754 Shalibhadra Finance Ltd BOM:511754
62 GF Score
Price ₹80.29
GF Value ₹144.26
Valuation Possible Value Trap
! 4 Warning Signs
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What is Shalibhadra Finance E10?

Shalibhadra Finance BOM:511754 +3.49% 62 E10 is ₹5.57 as of Mar. 2026. GuruFocus rates BOM:511754 with a GF Score™ of 62/100 and a GF Value™ of ₹144.26 (Possible Value Trap). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Shalibhadra Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹1.660. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹5.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Shalibhadra Finance's average E10 Growth Rate was 10.70% per year. During the past 3 years, the average E10 Growth Rate was 21.60% per year. During the past 5 years, the average E10 Growth Rate was 16.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Shalibhadra Finance was 21.60% per year. The lowest was 7.70% per year. And the median was 19.30% per year.

As of today (2026-06-28), Shalibhadra Finance's current stock price is ₹80.29. Shalibhadra Finance's E10 for the quarter that ended in Mar. 2026 was ₹5.57. Shalibhadra Finance's Shiller PE Ratio of today is 14.41.

During the past 13 years, the highest Shiller PE Ratio of Shalibhadra Finance was 58.60. The lowest was 3.85. And the median was 16.02.


Shalibhadra Finance  (BOM:511754) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Shalibhadra Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=80.29/5.57
=14.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Shalibhadra Finance was 58.60. The lowest was 3.85. And the median was 16.02.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Shalibhadra Finance E10 Related Terms


Shalibhadra Finance E10 Historical Data

* Premium members only.

The historical data trend for Shalibhadra Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shalibhadra Finance E10 Chart

Shalibhadra Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.96 3.10 3.44 5.03 5.57

Shalibhadra Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.03 5.18 5.34 5.46 5.57

BOM:511754 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Shalibhadra Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shalibhadra Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Shalibhadra Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Shalibhadra Finance's Shiller PE Ratio falls into.


BOM:511754
62GF Score
Shalibhadra Finance Ltd BOM:511754
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shalibhadra Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Shalibhadra Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.66/164.2724*164.2724
=1.660

Current CPI (Mar. 2026) = 164.2724.

Shalibhadra Finance Quarterly Data

per share eps CPI Adj_EPS
201606 0.563 105.961 0.873
201609 0.580 105.961 0.899
201612 0.563 105.196 0.879
201703 0.448 105.196 0.700
201706 0.655 107.109 1.005
201709 0.693 109.021 1.044
201712 0.705 109.404 1.059
201803 0.778 109.786 1.164
201806 0.828 111.317 1.222
201809 0.805 115.142 1.148
201812 0.850 115.142 1.213
201903 0.758 118.202 1.053
201906 0.873 120.880 1.186
201909 0.858 123.175 1.144
201912 0.718 126.235 0.934
202003 0.093 124.705 0.123
202006 0.535 127.000 0.692
202009 0.578 130.118 0.730
202012 0.408 130.889 0.512
202103 0.227 131.771 0.283
202106 0.550 134.084 0.674
202109 0.703 135.847 0.850
202112 0.763 138.161 0.907
202203 0.866 138.822 1.025
202206 0.855 142.347 0.987
202209 1.040 144.661 1.181
202212 0.990 145.763 1.116
202303 0.921 146.865 1.030
202306 0.993 150.280 1.085
202309 1.075 151.492 1.166
202312 1.128 152.924 1.212
202403 1.378 153.035 1.479
202406 1.210 155.789 1.276
202409 4.930 157.882 5.130
202412 6.130 158.323 6.360
202503 5.750 157.552 5.995
202506 1.480 159.755 1.522
202509 1.540 162.289 1.559
202512 1.620 163.281 1.630
202603 1.660 164.272 1.660

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹5.57 mean?
Shalibhadra Finance (BOM:511754) has a E10 of ₹5.57 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Shalibhadra Finance and its competitors.
Is Shalibhadra Finance's E10 too high?
Shalibhadra Finance's current E10 is ₹5.57. Overall, Shalibhadra Finance has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shalibhadra Finance's E10 compare to V and MA?
Shalibhadra Finance's E10 of ₹5.57 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Shalibhadra Finance and its competitors. Shalibhadra Finance's current E10 is ₹5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shalibhadra Finance stock overvalued right now?
Based on GuruFocus' analysis, Shalibhadra Finance (BOM:511754) is currently considered Possible Value Trap. The stock's GF Value™ is ₹144.26, compared to a current price of ₹80.29 — trading 44.3% below its estimated fair value. The current E10 is ₹5.57. Shalibhadra Finance's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Shalibhadra Finance (BOM:511754), the current E10 is ₹5.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shalibhadra Finance (BOM:511754) Overvalued in 2026?

Based on GuruFocus' analysis, Shalibhadra Finance stock appears to be undervalued. The current stock price of ₹80.29 is trading 44.3% below its estimated GF Value™ of ₹144.26. GuruFocus considers Shalibhadra Finance to be Possible Value Trap.

Key valuation signals for BOM:511754:

  • E10: ₹5.57
  • GF Value™: ₹144.26 vs. price of ₹80.29 (44.3% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the BOM:511754 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shalibhadra Finance Business Description

Other Exchanges SAHLIBHFI:India
Address 396, Veer Savarkar Marg, 3, Kamat Industrial Estate, Opposite Siddhi Vinayak Temple, Next to Chintamani Jewellers, Prabhadevi, Mumbai, MH, IND, 400025
Shalibhadra Finance Ltd is an Indian asset finance company engaged in financing and investment activities. The firm is focused on rural, semi-urban and other underbanked geographies in Gujarat, Maharashtra and Madhya Pradesh, India. It offers a wide range of customized retail products such as financing two-wheelers, auto rickshaw, cars, and consumer durables.
62GF Score

Get the complete analysis for BOM:511754

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹80.29
Price
₹144.26
GF Value