Shalibhadra FinanceBOM:511754 +4.42%66 PEG Ratio is 1.76 as of Jul. 07, 2026, which is 24% above its 10-year median of 1.42. GuruFocus rates BOM:511754 with a GF Score™ of 66/100 and a GF Value™ of ₹144.53 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 233 Credit Services companies, Shalibhadra Finance ranks worse than 67.81% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Shalibhadra Finance's PEG Ratio or its related term are showing as below:
BOM:511754'
s PEG Ratio Range Over the Past 10 Years
Min: 0.22 Med: 1.42 Max: 22.62
Current: 1.76
During the past 13 years, Shalibhadra Finance's highest PEG Ratio was 22.62. The lowest was 0.22. And the median was 1.42.
BOM:511754's PEG Ratio is ranked worse than 67.81% of 233
companies
in the Credit Services industry
Industry Median: 0.92
vs BOM:511754: 1.76
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Shalibhadra Finance (BOM:511754) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Shalibhadra Finance PEG Ratio Related Terms
Shalibhadra Finance PEG Ratio Historical Data
* Premium members only.
The historical data trend for Shalibhadra Finance's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Shalibhadra Finance's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shalibhadra Finance PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shalibhadra Finance's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Shalibhadra Finance's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Shalibhadra Finance (BOM:511754) has a PEG Ratio of 1.76 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Shalibhadra Finance and its competitors. This is 24% above median its historical median of 1.42. Over the past decade, Shalibhadra Finance's PEG Ratio has ranged from 0.22 to 22.62. According to the industry distribution chart, Shalibhadra Finance ranks #158 out of 233 companies in the Credit Services industry, placing it in the top 67.8%.
Is Shalibhadra Finance's PEG Ratio too high?
Shalibhadra Finance's current PEG Ratio of 1.76 is 24% above median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 22.62. The Credit Services industry median PEG Ratio is 0.92. Shalibhadra Finance's value of 1.76 is 91.3% above this industry median. Based on the distribution chart, Shalibhadra Finance ranks #158 out of 233 companies in the Credit Services industry, which is below the industry midpoint. Overall, Shalibhadra Finance has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shalibhadra Finance's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Shalibhadra Finance ranks #158 out of 233 companies for PEG Ratio. This places Shalibhadra Finance in the lower half of its industry. The industry median PEG Ratio is 0.92. Shalibhadra Finance's value of 1.76 is 91.3% above this benchmark. Historically, Shalibhadra Finance's own PEG Ratio has ranged from 0.22 to 22.62 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 0.92, Shalibhadra Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shalibhadra Finance's current PEG Ratio of 1.76 is 91.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Shalibhadra Finance and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shalibhadra Finance's current PEG Ratio is 1.76, which is 24% above median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shalibhadra Finance stock overvalued right now?
Based on GuruFocus' analysis, Shalibhadra Finance (BOM:511754) is currently considered Possible Value Trap. The stock's GF Value™ is ₹144.53, compared to a current price of ₹79.88 — trading 44.7% below its estimated fair value. The current PEG Ratio is 1.76, which is 24% above median its 10-year median of 1.42 and 91.3% above the Credit Services industry median of 0.92. Shalibhadra Finance's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Shalibhadra Finance (BOM:511754), the current PEG Ratio is 1.76 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shalibhadra Finance (BOM:511754) Overvalued in 2026?
Based on GuruFocus' analysis, Shalibhadra Finance stock appears to be undervalued.
The current stock price of ₹79.88 is trading 44.7% below its estimated GF Value™ of ₹144.53.
GuruFocus considers Shalibhadra Finance to be Possible Value Trap.
Key valuation signals for BOM:511754:
PEG Ratio: 1.76 (24% above median its 10-year median of 1.42)
GF Value™: ₹144.53 vs. price of ₹79.88 (44.7% below fair value)
Industry Position: 91.3% above the Credit Services median (#158 of 233)
No single metric tells the full story. See the BOM:511754 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shalibhadra Finance Ltd is an Indian asset finance company engaged in financing and investment activities. The firm is focused on rural, semi-urban and other underbanked geographies in Gujarat, Maharashtra and Madhya Pradesh, India. It offers a wide range of customized retail products such as financing two-wheelers, auto rickshaw, cars, and consumer durables.
66GF Score
Get the complete analysis for BOM:511754
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