Shalibhadra FinanceBOM:511754 -0.35%62 Quick Ratio is 60.30 as of Mar. 2026, which is 2193% above its 10-year median of 2.63. GuruFocus rates BOM:511754 with a GF Score™ of 62/100 and a GF Value™ of ₹144.26 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 394 Credit Services companies, Shalibhadra Finance ranks better than 75.63% on this metric.
Shalibhadra Finance has a quick ratio of 60.30. It generally indicates good short-term financial strength.
The historical rank and industry rank for Shalibhadra Finance's Quick Ratio or its related term are showing as below:
BOM:511754'
s Quick Ratio Range Over the Past 10 Years
Min: 0.14 Med: 2.63 Max: 60.3
Current: 60.3
During the past 13 years, Shalibhadra Finance's highest Quick Ratio was 60.30. The lowest was 0.14. And the median was 2.63.
BOM:511754's Quick Ratio is ranked better than 75.63% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs BOM:511754: 60.30
Shalibhadra Finance (BOM:511754) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Shalibhadra Finance Quick Ratio Related Terms
Shalibhadra Finance Quick Ratio Historical Data
* Premium members only.
The historical data trend for Shalibhadra Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Shalibhadra Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shalibhadra Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shalibhadra Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Shalibhadra Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Shalibhadra Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shalibhadra Finance (BOM:511754) has a Quick Ratio of 60.30 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Shalibhadra Finance and its competitors. This is 2193% above median its historical median of 2.63. Over the past decade, Shalibhadra Finance's Quick Ratio has ranged from 0.14 to 60.30. According to the industry distribution chart, Shalibhadra Finance ranks #96 out of 394 companies in the Credit Services industry, placing it in the top 24.4%.
Is Shalibhadra Finance's Quick Ratio too high?
Shalibhadra Finance's current Quick Ratio of 60.30 is 2193% above median its 10-year median of 2.63. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 60.30. The Credit Services industry median Quick Ratio is 4.86. Shalibhadra Finance's value of 60.30 is 1142% above this industry median. Based on the distribution chart, Shalibhadra Finance ranks #96 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Shalibhadra Finance has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shalibhadra Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Shalibhadra Finance ranks #96 out of 394 companies for Quick Ratio. This places Shalibhadra Finance in the top 24% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.86. Shalibhadra Finance's value of 60.30 is 1142% above this benchmark. Historically, Shalibhadra Finance's own Quick Ratio has ranged from 0.14 to 60.30 over the past decade. While the company's 10-year median is 2.63 vs. the industry median of 4.86, Shalibhadra Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shalibhadra Finance's current Quick Ratio of 60.30 is 1142% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Shalibhadra Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shalibhadra Finance's current Quick Ratio is 60.30, which is 2193% above median its own 10-year median of 2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shalibhadra Finance stock overvalued right now?
Based on GuruFocus' analysis, Shalibhadra Finance (BOM:511754) is currently considered Possible Value Trap. The stock's GF Value™ is ₹144.26, compared to a current price of ₹80.01 — trading 44.5% below its estimated fair value. The current Quick Ratio is 60.30, which is 2193% above median its 10-year median of 2.63 and 1142% above the Credit Services industry median of 4.86. Shalibhadra Finance's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Shalibhadra Finance (BOM:511754), the current Quick Ratio is 60.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shalibhadra Finance (BOM:511754) Overvalued in 2026?
Based on GuruFocus' analysis, Shalibhadra Finance stock appears to be undervalued.
The current stock price of ₹80.01 is trading 44.5% below its estimated GF Value™ of ₹144.26.
GuruFocus considers Shalibhadra Finance to be Possible Value Trap.
Key valuation signals for BOM:511754:
Quick Ratio: 60.30 (2193% above median its 10-year median of 2.63)
GF Value™: ₹144.26 vs. price of ₹80.01 (44.5% below fair value)
Industry Position: 1142% above the Credit Services median (#96 of 394)
No single metric tells the full story. See the BOM:511754 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shalibhadra Finance Ltd is an Indian asset finance company engaged in financing and investment activities. The firm is focused on rural, semi-urban and other underbanked geographies in Gujarat, Maharashtra and Madhya Pradesh, India. It offers a wide range of customized retail products such as financing two-wheelers, auto rickshaw, cars, and consumer durables.
62GF Score
Get the complete analysis for BOM:511754
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511754 has been successfully added to your 
