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Ind Bank Housing (BOM:523465) E10 : ₹-3.16 (As of Dec. 2024)


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What is Ind Bank Housing E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ind Bank Housing's adjusted earnings per share data for the three months ended in Dec. 2024 was ₹-0.052. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-3.16 for the trailing ten years ended in Dec. 2024.

During the past 3 years, the average E10 Growth Rate was 20.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Ind Bank Housing was 20.40% per year. The lowest was 20.40% per year. And the median was 20.40% per year.

As of today (2025-04-01), Ind Bank Housing's current stock price is ₹39.57. Ind Bank Housing's E10 for the quarter that ended in Dec. 2024 was ₹-3.16. Ind Bank Housing's Shiller PE Ratio of today is .


Ind Bank Housing E10 Historical Data

The historical data trend for Ind Bank Housing's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ind Bank Housing E10 Chart

Ind Bank Housing Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - -8.30 -6.61 -5.49 -4.19

Ind Bank Housing Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.57 -4.19 -3.90 -3.54 -3.16

Competitive Comparison of Ind Bank Housing's E10

For the Mortgage Finance subindustry, Ind Bank Housing's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ind Bank Housing's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ind Bank Housing's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ind Bank Housing's Shiller PE Ratio falls into.


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Ind Bank Housing E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ind Bank Housing's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=-0.052/158.3229*158.3229
=-0.052

Current CPI (Dec. 2024) = 158.3229.

Ind Bank Housing Quarterly Data

per share eps CPI Adj_EPS
201503 -0.250 97.163 -0.407
201506 -2.798 99.841 -4.437
201509 -2.750 101.753 -4.279
201512 -3.000 102.901 -4.616
201603 -2.950 102.518 -4.556
201606 -3.140 105.961 -4.692
201609 -2.950 105.961 -4.408
201612 -1.810 105.196 -2.724
201703 -3.340 105.196 -5.027
201706 1.290 107.109 1.907
201709 1.640 109.021 2.382
201712 -1.100 109.404 -1.592
201803 -0.050 109.786 -0.072
201806 -0.050 111.317 -0.071
201809 -0.030 115.142 -0.041
201812 -0.030 115.142 -0.041
201903 0.250 118.202 0.335
201906 -0.040 120.880 -0.052
201909 0.000 123.175 0.000
201912 -0.020 126.235 -0.025
202003 2.800 124.705 3.555
202006 -0.040 127.000 -0.050
202009 -0.010 130.118 -0.012
202012 -0.020 130.889 -0.024
202103 -0.110 131.771 -0.132
202106 -0.060 134.084 -0.071
202109 0.005 135.847 0.006
202112 -0.030 138.161 -0.034
202203 -0.040 138.822 -0.046
202206 -0.090 142.347 -0.100
202209 -0.050 144.661 -0.055
202212 -0.010 145.763 -0.011
202303 -0.410 146.865 -0.442
202306 -0.060 150.280 -0.063
202309 -0.480 151.492 -0.502
202312 -0.090 152.924 -0.093
202403 -0.060 153.035 -0.062
202406 -0.120 155.789 -0.122
202409 -0.080 157.882 -0.080
202412 -0.052 158.323 -0.052

Add all the adjusted EPS together and divide 10 will get our e10.


Ind Bank Housing  (BOM:523465) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Ind Bank Housing E10 Related Terms

Thank you for viewing the detailed overview of Ind Bank Housing's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Ind Bank Housing Business Description

Traded in Other Exchanges
N/A
Address
480, Anna Salai, 3rd Floor, Nandanam, Khivraj Complex - I, Chennai, TN, IND, 600035
Ind Bank Housing Ltd is an India-based company. It is engaged in Housing finance. The company's source of revenue is from the interest receipts.

Ind Bank Housing Headlines

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