Poonawalla Fincorp (BOM:524000) E10: ₹5.42 (As of Jun. 2026)

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BOM:524000 Poonawalla Fincorp Ltd BOM:524000
63 GF Score
Price ₹476.10
GF Value ₹770.79
Valuation Possible Value Trap
! 8 Warning Signs
View Full Analysis

What is Poonawalla Fincorp E10?

Poonawalla Fincorp BOM:524000 -0.79% 63 E10 is ₹5.42 as of Jun. 2026. GuruFocus rates BOM:524000 with a GF Score™ of 63/100 and a GF Value™ of ₹770.79 (Possible Value Trap). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Poonawalla Fincorp's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹3.540. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹5.42 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Poonawalla Fincorp's average E10 Growth Rate was -4.20% per year. During the past 3 years, the average E10 Growth Rate was -3.80% per year. During the past 5 years, the average E10 Growth Rate was -0.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Poonawalla Fincorp was 8.20% per year. The lowest was -10.30% per year. And the median was -2.15% per year.

As of today (2026-08-11), Poonawalla Fincorp's current stock price is ₹476.10. Poonawalla Fincorp's E10 for the quarter that ended in Jun. 2026 was ₹5.42. Poonawalla Fincorp's Shiller PE Ratio of today is 87.84.

During the past 13 years, the highest Shiller PE Ratio of Poonawalla Fincorp was 95.66. The lowest was 1.61. And the median was 51.18.


Poonawalla Fincorp  (BOM:524000) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Poonawalla Fincorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=476.10/5.42
=87.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Poonawalla Fincorp was 95.66. The lowest was 1.61. And the median was 51.18.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Poonawalla Fincorp E10 Related Terms


Poonawalla Fincorp E10 Historical Data

* Premium members only.

The historical data trend for Poonawalla Fincorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Poonawalla Fincorp E10 Chart

Poonawalla Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.89 5.98 7.17 5.81 5.32

Poonawalla Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.66 5.53 5.41 5.32 5.42

BOM:524000 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Poonawalla Fincorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Poonawalla Fincorp Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Poonawalla Fincorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Poonawalla Fincorp's Shiller PE Ratio falls into.


BOM:524000
63GF Score
Poonawalla Fincorp Ltd BOM:524000
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Poonawalla Fincorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Poonawalla Fincorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.54/166.1454*166.1454
=3.540

Current CPI (Jun. 2026) = 166.1454.

Poonawalla Fincorp Quarterly Data

per share eps CPI Adj_EPS
201609 2.120 105.961 3.324
201612 1.570 105.196 2.480
201703 -4.810 105.196 -7.597
201706 1.640 107.109 2.544
201709 3.080 109.021 4.694
201712 1.890 109.404 2.870
201803 3.370 109.786 5.100
201806 2.560 111.317 3.821
201809 2.830 115.142 4.084
201812 2.730 115.142 3.939
201903 3.170 118.202 4.456
201906 0.390 120.880 0.536
201909 1.100 123.175 1.484
201912 0.830 126.235 1.092
202003 -1.320 124.705 -1.759
202006 1.400 127.000 1.832
202009 1.410 130.118 1.800
202012 0.480 130.889 0.609
202103 -24.030 131.771 -30.299
202106 1.120 134.084 1.388
202109 1.250 135.847 1.529
202112 1.260 138.161 1.515
202203 1.517 138.822 1.816
202206 1.820 142.347 2.124
202209 2.100 144.661 2.412
202212 2.350 145.763 2.679
202303 2.600 146.865 2.941
202306 2.910 150.280 3.217
202309 11.070 151.492 12.141
202312 3.410 152.924 3.705
202403 4.250 153.035 4.614
202406 3.770 155.789 4.021
202409 -6.100 157.882 -6.419
202412 0.240 158.323 0.252
202503 0.810 157.552 0.854
202506 0.810 159.755 0.842
202509 0.950 162.289 0.973
202512 1.850 163.281 1.882
202603 3.140 164.272 3.176
202606 3.540 166.145 3.540

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹5.42 mean?
Poonawalla Fincorp (BOM:524000) has a E10 of ₹5.42 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Poonawalla Fincorp and its competitors.
Is Poonawalla Fincorp's E10 too high?
Poonawalla Fincorp's current E10 is ₹5.42. Overall, Poonawalla Fincorp has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Poonawalla Fincorp's E10 compare to V and MA?
Poonawalla Fincorp's E10 of ₹5.42 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Poonawalla Fincorp and its competitors. Poonawalla Fincorp's current E10 is ₹5.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poonawalla Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Poonawalla Fincorp (BOM:524000) is currently considered Possible Value Trap. The stock's GF Value™ is ₹770.79, compared to a current price of ₹476.10 — trading 38.2% below its estimated fair value. The current E10 is ₹5.42. Poonawalla Fincorp's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Poonawalla Fincorp (BOM:524000), the current E10 is ₹5.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Poonawalla Fincorp (BOM:524000) Overvalued in 2026?

Based on GuruFocus' analysis, Poonawalla Fincorp stock appears to be undervalued. The current stock price of ₹476.10 is trading 38.2% below its estimated GF Value™ of ₹770.79. GuruFocus considers Poonawalla Fincorp to be Possible Value Trap.

Key valuation signals for BOM:524000:

  • E10: ₹5.42
  • GF Value™: ₹770.79 vs. price of ₹476.10 (38.2% below fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the BOM:524000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Poonawalla Fincorp Business Description

Other Exchanges POONAWALLA:India
Address Mundhwa Road, A-201 and 202, 2nd floor, AP81, Koregaon Park Annex, Near Raga Lawns, Mundhwa, Pune, MH, IND, 411036
Poonawalla Fincorp Ltd is a non-banking finance company engaged in providing asset finance. It offers personal loans, business loans, professional loans, credit cards, other loans, and quick pay. Its only operating segment is financing. Geographically, it derives revenue from India.
63GF Score

Get the complete analysis for BOM:524000

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹476.10
Price
₹770.79
GF Value