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Poonawalla FincorpBOM:524000 -0.79%63 EBITDA Margin % is 33.17% as of Jun. 2026, which is 54% above its 10-year median of 21.55. GuruFocus rates BOM:524000 with a GF Score™ of 63/100 and a GF Value™ of ₹770.79 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 418 Credit Services companies, Poonawalla Fincorp ranks better than 61.24% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Poonawalla Fincorp's EBITDA for the
three
months ended in Jun. 2026 was ₹7,553 Mil. Poonawalla Fincorp's Revenue for the
three
months ended in Jun. 2026 was ₹22,772 Mil. Therefore, Poonawalla Fincorp's EBITDA margin for the quarter that ended in Jun. 2026 was 33.17%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Poonawalla Fincorp EBITDA Margin % Related Terms
Poonawalla Fincorp EBITDA Margin % Historical Data
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The historical data trend for Poonawalla Fincorp's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:524000 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Poonawalla Fincorp's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Poonawalla Fincorp EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Poonawalla Fincorp's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Poonawalla Fincorp's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Poonawalla Fincorp (BOM:524000) has a EBITDA Margin % of 33.17% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Poonawalla Fincorp and its competitors. This is 54% above median its historical median of 21.55. According to the industry distribution chart, Poonawalla Fincorp ranks #162 out of 418 companies in the Credit Services industry, placing it in the top 38.8%.
Is Poonawalla Fincorp's EBITDA Margin % too high?
Poonawalla Fincorp's current EBITDA Margin % of 33.17% is 54% above median its 10-year median of 21.55. The Credit Services industry median EBITDA Margin % is 21.24. Poonawalla Fincorp's value of 33.17% is 56.2% above this industry median. Based on the distribution chart, Poonawalla Fincorp ranks #162 out of 418 companies in the Credit Services industry, which is above the industry midpoint. Overall, Poonawalla Fincorp has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Poonawalla Fincorp's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Poonawalla Fincorp ranks #162 out of 418 companies for EBITDA Margin %. This puts Poonawalla Fincorp in the upper half of its industry. The industry median EBITDA Margin % is 21.24. Poonawalla Fincorp's value of 33.17% is 56.2% above this benchmark. While the company's 10-year median is 21.55 vs. the industry median of 21.24, Poonawalla Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.24, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poonawalla Fincorp's current EBITDA Margin % of 33.17% is 56.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Poonawalla Fincorp and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poonawalla Fincorp's current EBITDA Margin % is 33.17%, which is 54% above median its own 10-year median of 21.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poonawalla Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Poonawalla Fincorp (BOM:524000) is currently considered Possible Value Trap. The stock's GF Value™ is ₹770.79, compared to a current price of ₹476.10 — trading 38.2% below its estimated fair value. The current EBITDA Margin % is 33.17%, which is 54% above median its 10-year median of 21.55 and 56.2% above the Credit Services industry median of 21.24. Poonawalla Fincorp's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Poonawalla Fincorp (BOM:524000), the current EBITDA Margin % is 33.17% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Poonawalla Fincorp (BOM:524000) Overvalued in 2026?
Based on GuruFocus' analysis, Poonawalla Fincorp stock appears to be undervalued.
The current stock price of ₹476.10 is trading 38.2% below its estimated GF Value™ of ₹770.79.
GuruFocus considers Poonawalla Fincorp to be Possible Value Trap.
Key valuation signals for BOM:524000:
EBITDA Margin %: 33.17% (54% above median its 10-year median of 21.55)
GF Value™: ₹770.79 vs. price of ₹476.10 (38.2% below fair value)
Industry Position: 56.2% above the Credit Services median (#162 of 418)
No single metric tells the full story. See the BOM:524000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Poonawalla Fincorp Ltd is a non-banking finance company engaged in providing asset finance. It offers personal loans, business loans, professional loans, credit cards, other loans, and quick pay. Its only operating segment is financing. Geographically, it derives revenue from India.
63GF Score
Get the complete analysis for BOM:524000
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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