Poonawalla Fincorp (BOM:524000) ROCE %: 7.02% (As of Jun. 2026)

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BOM:524000 Poonawalla Fincorp Ltd BOM:524000
63 GF Score
Price ₹476.10
GF Value ₹770.79
Valuation Possible Value Trap
! 8 Warning Signs
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What is Poonawalla Fincorp ROCE %?

Poonawalla Fincorp BOM:524000 -0.79% 63 ROCE % is 7.02% as of Jun. 2026. GuruFocus rates BOM:524000 with a GF Score™ of 63/100 and a GF Value™ of ₹770.79 (Possible Value Trap). The stock has 8 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Poonawalla Fincorp's annualized ROCE % for the quarter that ended in Jun. 2026 was 7.02%.

Poonawalla Fincorp  (BOM:524000) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Poonawalla Fincorp ROCE % Related Terms

Poonawalla Fincorp ROCE % Historical Data

* Premium members only.

The historical data trend for Poonawalla Fincorp's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Poonawalla Fincorp ROCE % Chart

Poonawalla Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.69 5.65 13.76 -0.67 2.45

Poonawalla Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.10 2.97 4.13 5.88 7.02
BOM:524000
63GF Score
Poonawalla Fincorp Ltd BOM:524000
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Poonawalla Fincorp ROCE % Calculation

Poonawalla Fincorp's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=7557.9/( ( (349446.6 - 146545.7) + (602715.6 - 189900.2) )/ 2 )
=7557.9/( (202900.9+412815.4)/ 2 )
=7557.9/307858.15
=2.45 %

Poonawalla Fincorp's ROCE % of for the quarter that ended in Jun. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=28995.2/( ( (602715.6 - 189900.2) + (0 - 0) )/ 1 )
=28995.2/( ( 412815.4 + 0 )/ 1 )
=28995.2/412815.4
=7.02 %

(1) Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 7.02% mean?
Poonawalla Fincorp (BOM:524000) has a ROCE % of 7.02% as of Jun. 2026.
Is Poonawalla Fincorp's ROCE % too high?
Poonawalla Fincorp's current ROCE % is 7.02%. The Credit Services industry median ROCE % is 3.60. Poonawalla Fincorp's value of 7.02% is 95% above this industry median. Overall, Poonawalla Fincorp has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Poonawalla Fincorp's ROCE % compare to V and MA?
Poonawalla Fincorp's ROCE % of 7.02% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.60. Poonawalla Fincorp's value of 7.02% is 95% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.60, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poonawalla Fincorp's current ROCE % of 7.02% is 95% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poonawalla Fincorp's current ROCE % is 7.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poonawalla Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Poonawalla Fincorp (BOM:524000) is currently considered Possible Value Trap. The stock's GF Value™ is ₹770.79, compared to a current price of ₹476.10 — trading 38.2% below its estimated fair value. The current ROCE % is 7.02% and 95% above the Credit Services industry median of 3.60. Poonawalla Fincorp's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Poonawalla Fincorp (BOM:524000), the current ROCE % is 7.02% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Poonawalla Fincorp (BOM:524000) Overvalued in 2026?

Based on GuruFocus' analysis, Poonawalla Fincorp stock appears to be undervalued. The current stock price of ₹476.10 is trading 38.2% below its estimated GF Value™ of ₹770.79. GuruFocus considers Poonawalla Fincorp to be Possible Value Trap.

Key valuation signals for BOM:524000:

  • ROCE %: 7.02%
  • GF Value™: ₹770.79 vs. price of ₹476.10 (38.2% below fair value)
  • GF Score™: 63/100 with 8 warning signs
  • Industry Position: 95% above the Credit Services median

No single metric tells the full story. See the BOM:524000 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Poonawalla Fincorp Business Description

Other Exchanges POONAWALLA:India
Address Mundhwa Road, A-201 and 202, 2nd floor, AP81, Koregaon Park Annex, Near Raga Lawns, Mundhwa, Pune, MH, IND, 411036
Poonawalla Fincorp Ltd is a non-banking finance company engaged in providing asset finance. It offers personal loans, business loans, professional loans, credit cards, other loans, and quick pay. Its only operating segment is financing. Geographically, it derives revenue from India.
63GF Score

Get the complete analysis for BOM:524000

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹476.10
Price
₹770.79
GF Value