PMC Fincorp (BOM:534060) E10: ₹0.08 (As of Mar. 2026)


BOM:534060 PMC Fincorp Ltd BOM:534060
66 GF Score
Price ₹1.81
GF Value ₹1.84
Valuation Fairly Valued
! 6 Warning Signs
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What is PMC Fincorp E10?

PMC Fincorp BOM:534060 -1.09% 66 E10 is ₹0.08 as of Mar. 2026. GuruFocus rates BOM:534060 with a GF Score™ of 66/100 and a GF Value™ of ₹1.84 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PMC Fincorp's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹-0.010. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PMC Fincorp's average E10 Growth Rate was 14.30% per year. During the past 3 years, the average E10 Growth Rate was 38.70% per year. During the past 5 years, the average E10 Growth Rate was 17.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PMC Fincorp was 38.70% per year. The lowest was 7.70% per year. And the median was 20.50% per year.

As of today (2026-07-07), PMC Fincorp's current stock price is ₹1.81. PMC Fincorp's E10 for the quarter that ended in Mar. 2026 was ₹0.08. PMC Fincorp's Shiller PE Ratio of today is 22.63.

During the past 13 years, the highest Shiller PE Ratio of PMC Fincorp was 225.20. The lowest was 5.99. And the median was 45.75.


PMC Fincorp  (BOM:534060) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PMC Fincorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.81/0.08
=22.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PMC Fincorp was 225.20. The lowest was 5.99. And the median was 45.75.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PMC Fincorp E10 Related Terms


PMC Fincorp E10 Historical Data

* Premium members only.

The historical data trend for PMC Fincorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PMC Fincorp E10 Chart

PMC Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.03 0.05 0.07 0.08

PMC Fincorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.08 0.08 0.08 0.08

BOM:534060 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, PMC Fincorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PMC Fincorp Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PMC Fincorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PMC Fincorp's Shiller PE Ratio falls into.


BOM:534060
66GF Score
PMC Fincorp Ltd BOM:534060
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PMC Fincorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PMC Fincorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.01/164.2724*164.2724
=-0.010

Current CPI (Mar. 2026) = 164.2724.

PMC Fincorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.009 105.961 0.014
201609 0.009 105.961 0.014
201612 -0.001 105.196 -0.002
201703 0.003 105.196 0.005
201706 0.009 107.109 0.014
201709 0.018 109.021 0.027
201712 0.009 109.404 0.014
201803 -0.009 109.786 -0.013
201806 0.018 111.317 0.027
201809 0.018 115.142 0.026
201812 0.018 115.142 0.026
201903 -0.027 118.202 -0.038
201906 0.027 120.880 0.037
201909 -0.003 123.175 -0.004
201912 0.009 126.235 0.012
202003 0.001 124.705 0.001
202006 0.009 127.000 0.012
202009 0.009 130.118 0.011
202012 0.044 130.889 0.055
202103 -0.026 131.771 -0.032
202106 0.009 134.084 0.011
202109 0.020 135.847 0.024
202112 0.018 138.161 0.021
202203 -0.017 138.822 -0.020
202206 0.013 142.347 0.015
202209 -0.124 144.661 -0.141
202212 0.080 145.763 0.090
202303 0.007 146.865 0.008
202306 0.027 150.280 0.030
202309 0.044 151.492 0.048
202312 0.100 152.924 0.107
202403 0.064 153.035 0.069
202406 0.110 155.789 0.116
202409 0.100 157.882 0.104
202412 0.050 158.323 0.052
202503 0.010 157.552 0.010
202506 0.060 159.755 0.062
202509 0.030 162.289 0.030
202512 0.010 163.281 0.010
202603 -0.010 164.272 -0.010

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.08 mean?
PMC Fincorp (BOM:534060) has a E10 of ₹0.08 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PMC Fincorp and its competitors.
Is PMC Fincorp's E10 too high?
PMC Fincorp's current E10 is ₹0.08. Overall, PMC Fincorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PMC Fincorp's E10 compare to V and MA?
PMC Fincorp's E10 of ₹0.08 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PMC Fincorp and its competitors. PMC Fincorp's current E10 is ₹0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PMC Fincorp stock overvalued right now?
Based on GuruFocus' analysis, PMC Fincorp (BOM:534060) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.84, compared to a current price of ₹1.81 — trading 1.6% below its estimated fair value. The current E10 is ₹0.08. PMC Fincorp's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PMC Fincorp (BOM:534060), the current E10 is ₹0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PMC Fincorp (BOM:534060) Overvalued in 2026?

Based on GuruFocus' analysis, PMC Fincorp stock appears to be undervalued. The current stock price of ₹1.81 is trading 1.6% below its estimated GF Value™ of ₹1.84. GuruFocus considers PMC Fincorp to be Fairly Valued.

Key valuation signals for BOM:534060:

  • E10: ₹0.08
  • GF Value™: ₹1.84 vs. price of ₹1.81 (1.6% below fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the BOM:534060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PMC Fincorp Business Description

Address 201 & 202 Second Floor Rattan Jyoti Building, 18, Rajendra Place, New Delhi, IND, 110008
PMC Fincorp Ltd is a non-banking finance company. It is engaged in financing business, trading in the shares, and investment activities. It offers Corporate and Personal Finance, Debt Syndication, Private Placement, Arranger, Distribution and Marketing of Financial Products, and Dealing and Investment in the Stock Market. The company generates the majority of its revenue from Interest Income.
66GF Score

Get the complete analysis for BOM:534060

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.81
Price
₹1.84
GF Value